Security Savings Bank

Canton, SD
IDRSSD: 811747
Total Assets
$513.15M
Latest filing
Total Deposits
$453.50M
Latest filing
Net Interest Margin
3.30%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/14/1920
Community BankYes
Ownership TypeNot Mutual
ZIP57013
State and County Number46083
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSioux Falls, SD

Operational Info

Number of Employees68
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance04/04/1940
Primary Insurance AgencyDIF
Websitewww.bankwithssb.com
Data Updated11/14/2025
CERT15734
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$513.15M
Total Deposits$453.50M
Total Liabilities$458.20M
Total Equity Capital$54.95M
Net Income$899.00k
Net Loans and Leases$408.06M
Assets Per Employee ($Millions)$7.03M
Bank Premises and Fixed Assets$11.77M
Cash and Balances due from Depository Institutions$36.87M
Deposits Held in Domestic Offices$453.50M

Key Performance Ratios

Return on Assets (ROA)0.7%
Return on Equity (ROE)6.61%
Net Interest Margin3.3%
Efficiency Ratio77.01%
Tier 1 Risk-Based Capital Ratio12.07%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.709%
Earning Assets to total Assets92.07%

Income and Expense

Total Interest Income$6.50M
Total Noninterest Income$291.00k
Total Interest Expense$2.56M
Total Noninterest Expense$3.26M
Net Interest Income$3.94M
Pre-tax Net Operating Income$974.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.55M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.70M
Total Liabilities and Capital$513.15M

Securities

Securities$38.72M
Available-for-sale debt securities$34.03M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$4.61M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Security Savings Bank?
$513.15M as of the latest filing.
How much are Security Savings Bank's total deposits?
$453.50M in total deposits.
Where is Security Savings Bank located?
Canton, SD.
What is the Net Interest Margin?
3.30%.
How many domestic offices does it operate?
8.
When was it established?
06/14/1920.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$408.06M (latest filing).
What is the total interest income (latest filing)?
$6.50M.