Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	01/01/1916
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	57004
State and County Number	46127
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	09
Numeric code	3
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	—
Core Based Statistical Area Name	Sioux City, IA-NE-SD

Operational Info

Number of Employees	214
Domestic Offices	11
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	12/31/1988
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	BIF
Website	N/A
Data Updated	10/31/2025
CERT	3969
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$1.51B
Total Deposits	$1.22B
Total Liabilities	$1.23B
Total Equity Capital	$0
Net Income	$9.01M
Net Loans and Leases	$1.06B
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$34.20M
Total Noninterest Income	$9.88M
Total Interest Expense	$4.27M
Total Noninterest Expense	$16.73M
Net Interest Income	$29.93M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About First National Bank

Explore the latest call report data for First National Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of First National Bank?

$1.51B as of the latest filing.

How much are First National Bank's total deposits?

$1.22B in total deposits.

Where is First National Bank located?

Beresford, SD.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institution closed or not insured by FDIC.

How many domestic offices does it operate?

11.

When was it established?

01/01/1916.

Who is the primary regulator?

OCC.