First Midwest Bank of the Ozarks

Poplar Bluff, MO
IDRSSD: 228158
Total Assets
$739.72M
Latest filing
Total Deposits
$655.75M
Latest filing
Net Interest Margin
4.49%
Profitability

Key People

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Locations

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Main Office
First Midwest Bank of the Ozarks
704 N Westwood Blvd
Poplar Bluff, MO 63901
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/29/1964FDIC Certificate 13030

Branches (10)

Page 1 of 2
NameAddressCity / State
First Midwest Bank of the Ozarks (Main)704 N Westwood BlvdPoplar Bluff, MO
PUXICO BRANCH141 E Richardson AvePuxico, MO
FORMER FMWB OZARKS MO BRANCH1025 S Main StPiedmont, MO
WILLIAMSVILLE BRANCHWhite Oak Street And Highway AWilliamsville, MO
EAST FACILITY220 E Pine StPoplar Bluff, MO
FIRST MIDWEST BANK OF POPLAR BLUFF - NORTH BRANCH3069 N Westwood BlvdPoplar Bluff, MO
WAL-MART SUPER CENTER BRANCH333 S Westwood BlvdPoplar Bluff, MO
GREENVILLE BRANCH115 Front StGreenville, MO
Showing 7 of 10

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/29/1964
Community BankYes
Ownership TypeNot Mutual
ZIP63901
State and County Number29023
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NamePoplar Bluff, MO

Operational Info

Number of Employees121
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/29/1964
Primary Insurance AgencyDIF
Websitewww.onemidwest.com
Data Updated01/30/2026
CERT19212
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$739.72M
Total Deposits$655.75M
Total Liabilities$662.84M
Total Equity Capital$76.88M
Net Income$3.27M
Net Loans and Leases$598.25M
Assets Per Employee ($Millions)$6.06M
Bank Premises and Fixed Assets$16.02M
Cash and Balances due from Depository Institutions$63.44M
Deposits Held in Domestic Offices$655.75M

Key Performance Ratios

Return on Assets (ROA)1.77%
Return on Equity (ROE)16.99%
Net Interest Margin4.49%
Efficiency Ratio60.84%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.394%
Earning Assets to total Assets93.79%

Income and Expense

Total Interest Income$11.82M
Total Noninterest Income$1.20M
Total Interest Expense$4.04M
Total Noninterest Expense$5.47M
Net Interest Income$7.78M
Pre-tax Net Operating Income$3.31M
Provision for Credit Losses$212.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$400.00k
Other borrowed funds$61.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.86M
All Other Liabilities$3.17M
Total Liabilities and Capital$739.72M

Securities

Securities$46.90M
Available-for-sale debt securities$46.73M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Midwest Bank of the Ozarks?
$739.72M as of the latest filing.
How much are First Midwest Bank of the Ozarks's total deposits?
$655.75M in total deposits.
Where is First Midwest Bank of the Ozarks located?
Poplar Bluff, MO.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
11.
When was it established?
08/29/1964.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$598.25M (latest filing).
What is the total interest income (latest filing)?
$11.82M.