Sterling Bank
Poplar Bluff, MO
IDRSSD: 3284490
Total Assets
$1.51B
Latest filing
Total Deposits
$1.33B
Latest filing
Net Interest Margin
4.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Sterling Bank
1100 Sterling Dr
Poplar Bluff, MO 63901
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/19/2004FDIC Certificate 426538
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Sterling Bank (Main) | 1100 Sterling Dr | Poplar Bluff, MO |
| POPLAR BLUFF BRANCH | 2911 N Westwood Blvd | Poplar Bluff, MO |
| CAMPBELL FACILITY | 110 W Grand Ave | Campbell, MO |
| POPLAR BLUFF SOUTH FACILITY | 2340 South Broadway | Poplar Bluff, MO |
| BERNIE FACILITY | 240 North Walnut Street | Bernie, MO |
| CAPE GIRANDEAU BRANCH | 17 S Mount Auburn Rd | Cape Girardeau, MO |
| VAN BUREN BRANCH | 702 Main Street | Van Buren, MO |
| SAINT LOUIS BRANCH | 8182 Maryland Ave. | Saint Louis, MO |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/19/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63901 |
| State and County Number | 29023 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Poplar Bluff, MO |
Operational Info
| Number of Employees | 155 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/19/2004 |
| Primary Insurance Agency | DIF |
| Website | www.sterbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 57813 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.51B |
| Total Deposits | $1.33B |
| Total Liabilities | $1.34B |
| Total Equity Capital | $170.04M |
| Net Income | $6.70M |
| Net Loans and Leases | $1.01B |
| Assets Per Employee ($Millions) | $9.79M |
| Bank Premises and Fixed Assets | $70.26M |
| Cash and Balances due from Depository Institutions | $358.78M |
| Deposits Held in Domestic Offices | $1.33B |
Key Performance Ratios
| Return on Assets (ROA) | 1.82% |
| Return on Equity (ROE) | 15.63% |
| Net Interest Margin | 4.91% |
| Efficiency Ratio | 49.86% |
| Tier 1 Risk-Based Capital Ratio | 17.134% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.281% |
| Earning Assets to total Assets | 93.5% |
Income and Expense
| Total Interest Income | $25.86M |
| Total Noninterest Income | $809.00k |
| Total Interest Expense | $9.01M |
| Total Noninterest Expense | $8.80M |
| Net Interest Income | $16.85M |
| Pre-tax Net Operating Income | $8.32M |
| Provision for Credit Losses | $530.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.77M |
| Total Liabilities and Capital | $1.51B |
Securities
| Securities | $53.86M |
| Available-for-sale debt securities | $53.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sterling Bank?
$1.51B as of the latest filing.
How much are Sterling Bank's total deposits?
$1.33B in total deposits.
Where is Sterling Bank located?
Poplar Bluff, MO.
What is the Net Interest Margin?
4.91%.
How many domestic offices does it operate?
16.
When was it established?
10/19/2004.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$1.01B (latest filing).
What is the total interest income (latest filing)?
$25.86M.