Studio Bank

Nashville, TN
IDRSSD: 5205819
Total Assets
$1.24B
Latest filing
Total Deposits
$1.07B
Latest filing
Net Interest Margin
3.32%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

064009487NASHVILLE, TN

Key People

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Locations

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Main Office
Studio Bank
124 12th Ave S
Nashville, TN 37203
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/14/2018FDIC Certificate 591900

Branches (1)

Page 1 of 1
NameAddressCity / State
Studio Bank (Main)124 12th Ave SNashville, TN
MCEWEN BRANCH1550 W Mcewen Dr, Suite 150Franklin, TN
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/14/2018
Community BankYes
Ownership TypeNot Mutual
ZIP37203
State and County Number47037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameNashville-Davidson-Murfreesboro-Franklin, TN

Operational Info

Number of Employees110
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/14/2018
Primary Insurance AgencyDIF
Websitewww.studiobank.com
Data Updated01/30/2026
CERT59112
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.24B
Total Deposits$1.07B
Total Liabilities$1.12B
Total Equity Capital$120.85M
Net Income$2.99M
Net Loans and Leases$943.90M
Assets Per Employee ($Millions)$11.41M
Bank Premises and Fixed Assets$6.76M
Cash and Balances due from Depository Institutions$72.22M
Deposits Held in Domestic Offices$1.07B

Key Performance Ratios

Return on Assets (ROA)0.95%
Return on Equity (ROE)10.06%
Net Interest Margin3.32%
Efficiency Ratio61.88%
Tier 1 Risk-Based Capital Ratio11.948%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.28%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.72%
Earning Assets to total Assets93.66%

Income and Expense

Total Interest Income$17.95M
Total Noninterest Income$1.30M
Total Interest Expense$8.19M
Total Noninterest Expense$6.84M
Net Interest Income$9.76M
Pre-tax Net Operating Income$3.34M
Provision for Credit Losses$873.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$2.25M
Other borrowed funds$40.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$12.85M
Total Liabilities and Capital$1.24B

Securities

Securities$164.48M
Available-for-sale debt securities$125.40M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$39.08M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Studio Bank?
$1.24B as of the latest filing.
How much are Studio Bank's total deposits?
$1.07B in total deposits.
Where is Studio Bank located?
Nashville, TN.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
2.
When was it established?
06/14/2018.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$943.90M (latest filing).
What is the total interest income (latest filing)?
$17.95M.