Studio Bank

Nashville, TN
IDRSSD: 5205819
Total Assets
$1.26B
Latest filing
Total Deposits
$1.09B
Latest filing
Net Interest Margin
3.19%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Studio Bank
124 12th Ave S
Nashville, TN 37203
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/14/2018FDIC Certificate 591900

Branches (1)

Page 1 of 1
NameAddressCity / State
Studio Bank (Main)124 12th Ave SNashville, TN
MCEWEN BRANCH1550 W Mcewen Dr, Suite 150Franklin, TN
Showing 1 of 1

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/14/2018
Community BankYes
Ownership TypeNot Mutual
ZIP37203
State and County Number47037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameNashville-Davidson-Murfreesboro-Franklin, TN

Operational Info

Number of Employees110
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/14/2018
Primary Insurance AgencyDIF
Websitewww.studiobank.com
Data Updated11/14/2025
CERT59112
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.26B
Total Deposits$1.09B
Total Liabilities$1.15B
Total Equity Capital$116.56M
Net Income$2.10M
Net Loans and Leases$868.34M
Assets Per Employee ($Millions)$11.48M
Bank Premises and Fixed Assets$5.01M
Cash and Balances due from Depository Institutions$161.93M
Deposits Held in Domestic Offices$1.09B

Key Performance Ratios

Return on Assets (ROA)0.72%
Return on Equity (ROE)7.84%
Net Interest Margin3.19%
Efficiency Ratio69.09%
Tier 1 Risk-Based Capital Ratio12.5%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.29%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.227%
Earning Assets to total Assets93.97%

Income and Expense

Total Interest Income$16.67M
Total Noninterest Income$1.44M
Total Interest Expense$7.88M
Total Noninterest Expense$7.07M
Net Interest Income$8.79M
Pre-tax Net Operating Income$2.31M
Provision for Credit Losses$858.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$3.19M
Other borrowed funds$40.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$17.42M
Total Liabilities and Capital$1.26B

Securities

Securities$161.94M
Available-for-sale debt securities$122.30M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$39.65M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Studio Bank?
$1.26B as of the latest filing.
How much are Studio Bank's total deposits?
$1.09B in total deposits.
Where is Studio Bank located?
Nashville, TN.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
2.
When was it established?
06/14/2018.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$868.34M (latest filing).
What is the total interest income (latest filing)?
$16.67M.