Dacotah Bank
Aberdeen, SD
IDRSSD: 256553
Total Assets
$4.79B
Latest filing
Total Deposits
$4.30B
Latest filing
Net Interest Margin
3.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Dacotah Bank
308 S Main St
Aberdeen, SD 57401
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/30/1955FDIC Certificate 11430
Branches (32)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Dacotah Bank (Main) | 308 S Main St | Aberdeen, SD |
| DACOTAH BANK ROLLA BRANCH | 15 Main Avenue East | Rolla, ND |
| 320 MAIN STREET BRANCH | 320 N Main St | Mobridge, SD |
| ROSLYN BRANCH | 506 Main St | Roslyn, SD |
| BISON BRANCH | 101 E Main St | Bison, SD |
| WILLOW LAKE BRANCH | 111 Garfield St | Willow Lake, SD |
| WATERTOWN BRANCH | 1310 9th Ave Se | Watertown, SD |
| BELCOURT BRANCH | 4324 Highway 281 | Belcourt, ND |
Showing 7 of 32
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/30/1955 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57401 |
| State and County Number | 46013 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Aberdeen, SD |
Operational Info
| Number of Employees | 600 |
| Domestic Offices | 33 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/30/1955 |
| Primary Insurance Agency | DIF |
| Website | www.dacotahbank.com |
| Data Updated | 11/14/2025 |
| CERT | 17437 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.79B |
| Total Deposits | $4.30B |
| Total Liabilities | $4.34B |
| Total Equity Capital | $449.09M |
| Net Income | $12.05M |
| Net Loans and Leases | $3.83B |
| Assets Per Employee ($Millions) | $7.91M |
| Bank Premises and Fixed Assets | $48.61M |
| Cash and Balances due from Depository Institutions | $168.00M |
| Deposits Held in Domestic Offices | $4.30B |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 10.87% |
| Net Interest Margin | 3.68% |
| Efficiency Ratio | 65.64% |
| Tier 1 Risk-Based Capital Ratio | 11.142% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.381% |
| Earning Assets to total Assets | 93.89% |
Income and Expense
| Total Interest Income | $64.36M |
| Total Noninterest Income | $8.54M |
| Total Interest Expense | $23.94M |
| Total Noninterest Expense | $32.16M |
| Net Interest Income | $40.42M |
| Pre-tax Net Operating Income | $15.16M |
| Provision for Credit Losses | $1.65M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $111.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $42.05M |
| Total Liabilities and Capital | $4.79B |
Securities
| Securities | $559.37M |
| Available-for-sale debt securities | $557.95M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dacotah Bank?
$4.79B as of the latest filing.
How much are Dacotah Bank's total deposits?
$4.30B in total deposits.
Where is Dacotah Bank located?
Aberdeen, SD.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
33.
When was it established?
04/30/1955.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$3.83B (latest filing).
What is the total interest income (latest filing)?
$64.36M.