ValueBank Texas
Corpus Christi, TX
IDRSSD: 964157
Total Assets
$305.10M
Latest filing
Total Deposits
$262.76M
Latest filing
Net Interest Margin
5.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
ValueBank Texas
5262 S Staples St
Corpus Christi, TX 78411
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/27/1967FDIC Certificate 13499
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| ValueBank Texas (Main) | 5262 S Staples St | Corpus Christi, TX |
| INGLESIDE BRANCH | 2900 Main St | Ingleside, TX |
| PORT ARANSAS BRANCH | 500 S Alister St | Port Aransas, TX |
| ARANSAS PASS BRANCH | 925 S Commercial St | Aransas Pass, TX |
| SOUTH STAPLES BRANCH | 7110 S Staples St | Corpus Christi, TX |
| MIDTOWN BRANCH | 3757 S Staples St | Corpus Christi, TX |
| VALUEBANK TEXAS | 9710 S Mason Rd | Richmond, TX |
| HORSESHOE BAY BRANCH | 9712 W. Fm 2147, Suite 103 | Horseshoe Bay, TX |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/27/1967 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78411 |
| State and County Number | 48355 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Corpus Christi, TX |
Operational Info
| Number of Employees | 87 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/23/2023 |
| Date of Deposit Insurance | 05/11/1967 |
| Primary Insurance Agency | DIF |
| Website | www.valuebanktexas.com |
| Data Updated | 11/14/2025 |
| CERT | 19700 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $305.10M |
| Total Deposits | $262.76M |
| Total Liabilities | $266.87M |
| Total Equity Capital | $38.23M |
| Net Income | $1.13M |
| Net Loans and Leases | $156.46M |
| Assets Per Employee ($Millions) | $3.51M |
| Bank Premises and Fixed Assets | $6.05M |
| Cash and Balances due from Depository Institutions | $70.34M |
| Deposits Held in Domestic Offices | $262.76M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 12.03% |
| Net Interest Margin | 5.01% |
| Efficiency Ratio | 66.19% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.53% |
| Earning Assets to total Assets | 92.52% |
Income and Expense
| Total Interest Income | $4.20M |
| Total Noninterest Income | $658.00k |
| Total Interest Expense | $691.00k |
| Total Noninterest Expense | $2.76M |
| Net Interest Income | $3.51M |
| Pre-tax Net Operating Income | $1.41M |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.11M |
| Total Liabilities and Capital | $305.10M |
Securities
| Securities | $60.60M |
| Available-for-sale debt securities | $60.60M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of ValueBank Texas?
$305.10M as of the latest filing.
How much are ValueBank Texas's total deposits?
$262.76M in total deposits.
Where is ValueBank Texas located?
Corpus Christi, TX.
What is the Net Interest Margin?
5.01%.
How many domestic offices does it operate?
9.
When was it established?
04/27/1967.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$156.46M (latest filing).
What is the total interest income (latest filing)?
$4.20M.