ValueBank Texas

Corpus Christi, TX
IDRSSD: 964157
Total Assets
$302.50M
Latest filing
Total Deposits
$262.74M
Latest filing
Net Interest Margin
5.17%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

114902560CORPUS CHRISTI, TX

Key People

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Locations

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Main Office
ValueBank Texas
5262 S Staples St
Corpus Christi, TX 78411
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/27/1967FDIC Certificate 13499

Branches (8)

Page 1 of 2
NameAddressCity / State
ValueBank Texas (Main)5262 S Staples StCorpus Christi, TX
INGLESIDE BRANCH2900 Main StIngleside, TX
PORT ARANSAS BRANCH500 S Alister StPort Aransas, TX
ARANSAS PASS BRANCH925 S Commercial StAransas Pass, TX
SOUTH STAPLES BRANCH7110 S Staples StCorpus Christi, TX
MIDTOWN BRANCH3757 S Staples StCorpus Christi, TX
VALUEBANK TEXAS9710 S Mason RdRichmond, TX
HORSESHOE BAY BRANCH9712 W. Fm 2147, Suite 103Horseshoe Bay, TX
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/27/1967
Community BankYes
Ownership TypeNot Mutual
ZIP78411
State and County Number48355
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameCorpus Christi, TX

Operational Info

Number of Employees87
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/23/2023
Date of Deposit Insurance05/11/1967
Primary Insurance AgencyDIF
Websitewww.valuebanktexas.com
Data Updated01/30/2026
CERT19700
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$302.50M
Total Deposits$262.74M
Total Liabilities$266.49M
Total Equity Capital$36.01M
Net Income$1.45M
Net Loans and Leases$158.46M
Assets Per Employee ($Millions)$3.6M
Bank Premises and Fixed Assets$5.99M
Cash and Balances due from Depository Institutions$65.08M
Deposits Held in Domestic Offices$262.74M

Key Performance Ratios

Return on Assets (ROA)1.91%
Return on Equity (ROE)15.66%
Net Interest Margin5.17%
Efficiency Ratio59.82%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.904%
Earning Assets to total Assets92.46%

Income and Expense

Total Interest Income$4.30M
Total Noninterest Income$873.00k
Total Interest Expense$672.00k
Total Noninterest Expense$2.69M
Net Interest Income$3.63M
Pre-tax Net Operating Income$1.81M
Provision for Credit Losses$2.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.75M
Total Liabilities and Capital$302.50M

Securities

Securities$61.40M
Available-for-sale debt securities$61.40M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of ValueBank Texas?
$302.50M as of the latest filing.
How much are ValueBank Texas's total deposits?
$262.74M in total deposits.
Where is ValueBank Texas located?
Corpus Christi, TX.
What is the Net Interest Margin?
5.17%.
How many domestic offices does it operate?
9.
When was it established?
04/27/1967.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$158.46M (latest filing).
What is the total interest income (latest filing)?
$4.30M.