Charter Bank
Corpus Christi, TX
IDRSSD: 814458
Total Assets
$290.26M
Latest filing
Total Deposits
$262.48M
Latest filing
Net Interest Margin
5.64%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
114923976CORPUS CHRISTI, TX
Key People
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Locations
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Main Office
Charter Bank
10502 Leopard St
Corpus Christi, TX 78410
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/14/1962FDIC Certificate 12539
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Charter Bank (Main) | 10502 Leopard St | Corpus Christi, TX |
| NAVIGATION BRANCH | 801 Navigation Blvd | Corpus Christi, TX |
| ROCKPORT BRANCH | 711 Highway 35 N | Rockport, TX |
| SARATOGA BRANCH | 3701 Saratoga Blvd | Corpus Christi, TX |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/14/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78410 |
| State and County Number | 48355 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Corpus Christi, TX |
Operational Info
| Number of Employees | 50 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/14/1962 |
| Primary Insurance Agency | DIF |
| Website | www.charterbankcc.com |
| Data Updated | 01/30/2026 |
| CERT | 18660 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $290.26M |
| Total Deposits | $262.48M |
| Total Liabilities | $266.71M |
| Total Equity Capital | $23.55M |
| Net Income | $1.95M |
| Net Loans and Leases | $169.78M |
| Assets Per Employee ($Millions) | $5.69M |
| Bank Premises and Fixed Assets | $3.22M |
| Cash and Balances due from Depository Institutions | $8.96M |
| Deposits Held in Domestic Offices | $262.48M |
Key Performance Ratios
| Return on Assets (ROA) | 2.63% |
| Return on Equity (ROE) | 33.63% |
| Net Interest Margin | 5.64% |
| Efficiency Ratio | 56.58% |
| Tier 1 Risk-Based Capital Ratio | 16.959% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.112% |
| Earning Assets to total Assets | 95.7% |
Income and Expense
| Total Interest Income | $4.96M |
| Total Noninterest Income | $480.00k |
| Total Interest Expense | $955.00k |
| Total Noninterest Expense | $2.54M |
| Net Interest Income | $4.00M |
| Pre-tax Net Operating Income | $1.95M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $141.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.23M |
| Total Liabilities and Capital | $290.26M |
Securities
| Securities | $106.22M |
| Available-for-sale debt securities | $106.22M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Charter Bank?
$290.26M as of the latest filing.
How much are Charter Bank's total deposits?
$262.48M in total deposits.
Where is Charter Bank located?
Corpus Christi, TX.
What is the Net Interest Margin?
5.64%.
How many domestic offices does it operate?
4.
When was it established?
12/14/1962.
What is the Return on Assets (ROA)?
2.63%.
How much are total loans and leases?
$169.78M (latest filing).
What is the total interest income (latest filing)?
$4.96M.