Bank3
Memphis, TN
IDRSSD: 502652
Total Assets
$494.90M
Latest filing
Total Deposits
$417.16M
Latest filing
Net Interest Margin
3.10%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
084304968MEMPHIS, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank3
5210 Poplar Ave
Memphis, TN 38119
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1910FDIC Certificate 9565
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank3 (Main) | 5210 Poplar Ave | Memphis, TN |
| WOODLAND MILLS BRANCH | 114 S Thompson Street | Woodland Mills, TN |
| UNION CITY BRANCH | 211 Bill Burnett Cir | Union City, TN |
| WHITE STATION BRANCH | 766 S White Station Rd | Memphis, TN |
| BANK3 - JACKSON, TN | 429 Walker Rd | Jackson, TN |
| DESOTO COUNTY BRANCH | 2895 May Blvd | Southaven, MS |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38119 |
| State and County Number | 47157 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Memphis, TN-MS-AR |
Operational Info
| Number of Employees | 66 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/28/1935 |
| Primary Insurance Agency | DIF |
| Website | www.bank3.com |
| Data Updated | 01/30/2026 |
| CERT | 15205 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $494.90M |
| Total Deposits | $417.16M |
| Total Liabilities | $443.74M |
| Total Equity Capital | $51.16M |
| Net Income | $271.00k |
| Net Loans and Leases | $411.66M |
| Assets Per Employee ($Millions) | $7.61M |
| Bank Premises and Fixed Assets | $3.64M |
| Cash and Balances due from Depository Institutions | $39.36M |
| Deposits Held in Domestic Offices | $417.16M |
Key Performance Ratios
| Return on Assets (ROA) | 0.22% |
| Return on Equity (ROE) | 2.13% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 81.22% |
| Tier 1 Risk-Based Capital Ratio | 11.584% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.38% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.338% |
| Earning Assets to total Assets | 95.37% |
Income and Expense
| Total Interest Income | $6.75M |
| Total Noninterest Income | $593.00k |
| Total Interest Expense | $3.13M |
| Total Noninterest Expense | $3.42M |
| Net Interest Income | $3.61M |
| Pre-tax Net Operating Income | $331.00k |
| Provision for Credit Losses | $459.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $23.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.62M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.08M |
| Total Liabilities and Capital | $494.90M |
Securities
| Securities | $22.71M |
| Available-for-sale debt securities | $22.71M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank3?
$494.90M as of the latest filing.
How much are Bank3's total deposits?
$417.16M in total deposits.
Where is Bank3 located?
Memphis, TN.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
6.
When was it established?
07/01/1910.
What is the Return on Assets (ROA)?
0.22%.
How much are total loans and leases?
$411.66M (latest filing).
What is the total interest income (latest filing)?
$6.75M.