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Bank3

Memphis, TN
IDRSSD: 502652
Total Assets
$483.29M
Latest filing
Total Deposits
$412.20M
Latest filing
Net Interest Margin
3.00%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1910
Community BankYes
Ownership TypeNot Mutual
ZIP38119
State and County Number47157
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMemphis, TN-MS-AR

Operational Info

Number of Employees67
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/28/1935
Primary Insurance AgencyDIF
Websitewww.bank3.com
Data Updated11/14/2025
CERT15205
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$483.29M
Total Deposits$412.20M
Total Liabilities$432.45M
Total Equity Capital$50.84M
Net Income$309.00k
Net Loans and Leases$406.24M
Assets Per Employee ($Millions)$7.32M
Bank Premises and Fixed Assets$3.53M
Cash and Balances due from Depository Institutions$30.18M
Deposits Held in Domestic Offices$412.20M

Key Performance Ratios

Return on Assets (ROA)0.26%
Return on Equity (ROE)2.44%
Net Interest Margin3%
Efficiency Ratio87.23%
Tier 1 Risk-Based Capital Ratio11.756%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.519%
Earning Assets to total Assets95.43%

Income and Expense

Total Interest Income$6.66M
Total Noninterest Income$573.00k
Total Interest Expense$3.29M
Total Noninterest Expense$3.44M
Net Interest Income$3.37M
Pre-tax Net Operating Income$379.00k
Provision for Credit Losses$124.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$17.50M
Federal Funds Sold & Reverse Repurchase Agreement$4.36M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.76M
Total Liabilities and Capital$483.29M

Securities

Securities$23.04M
Available-for-sale debt securities$23.04M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank3?
$483.29M as of the latest filing.
How much are Bank3's total deposits?
$412.20M in total deposits.
Where is Bank3 located?
Memphis, TN.
What is the Net Interest Margin?
3.00%.
How many domestic offices does it operate?
6.
When was it established?
07/01/1910.
What is the Return on Assets (ROA)?
0.26%.
How much are total loans and leases?
$406.24M (latest filing).
What is the total interest income (latest filing)?
$6.66M.