First Horizon Bank

Memphis, TN
IDRSSD: 485559
Total Assets
$82.89B
Latest filing
Total Deposits
$66.11B
Latest filing
Net Interest Margin
3.64%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
First Horizon Bank
165 Madison Ave
Memphis, TN 38103
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1864FDIC Certificate 3319

Branches (420)

Page 1 of 60
NameAddressCity / State
First Horizon Bank (Main)165 Madison AveMemphis, TN
KINGSPORT BRANCH235 E Center StKingsport, TN
WEST MAIN STREET BRANCH249 W Main StLebanon, TN
CLEVELAND MAIN BRANCH3870 Keith St NwCleveland, TN
JESUP BRANCH175 S Macon StJesup, GA
ROGERSVILLE BRANCH210 W Main StRogersville, TN
POCAHONTAS BRANCH205 E Rice StPocahontas, AR
NELSON ROAD BRANCH4440 Nelson RdLake Charles, LA
Showing 7 of 420

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1864
Community BankNo
Ownership TypeNot Mutual
ZIP38103
State and County Number47157
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMemphis, TN-MS-AR

Operational Info

Number of Employees7,070
Domestic Offices422
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firsthorizon.com
Data Updated11/14/2025
CERT4977
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$82.89B
Total Deposits$66.11B
Total Liabilities$73.57B
Total Equity Capital$9.32B
Net Income$293.41M
Net Loans and Leases$62.79B
Assets Per Employee ($Millions)$11.28M
Bank Premises and Fixed Assets$879.93M
Cash and Balances due from Depository Institutions$2.14B
Deposits Held in Domestic Offices$66.11B

Key Performance Ratios

Return on Assets (ROA)1.43%
Return on Equity (ROE)12.7%
Net Interest Margin3.64%
Efficiency Ratio57.89%
Tier 1 Risk-Based Capital Ratio11.38%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.242%
Earning Assets to total Assets92.1%

Income and Expense

Total Interest Income$1.08B
Total Noninterest Income$204.14M
Total Interest Expense$393.38M
Total Noninterest Expense$525.91M
Net Interest Income$688.84M
Pre-tax Net Operating Income$372.07M
Provision for Credit Losses$-5,000,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$6.51M
Other borrowed funds$1.78B
Federal Funds Sold & Reverse Repurchase Agreement$774.41M
Federal Funds Purchased and Repurchased Agreement$2.68B
All Other Liabilities$1.70B
Total Liabilities and Capital$82.89B

Securities

Securities$9.37B
Available-for-sale debt securities$8.10B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.23B
Subordinated Debt$495.20M
Trading Account Assets$2.18B
Trading Liabilities$802.55M

Frequently Asked Questions

What are the total assets of First Horizon Bank?
$82.89B as of the latest filing.
How much are First Horizon Bank's total deposits?
$66.11B in total deposits.
Where is First Horizon Bank located?
Memphis, TN.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
422.
When was it established?
01/01/1864.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$62.79B (latest filing).
What is the total interest income (latest filing)?
$1.08B.