The Farmers State Bank of Oakley, Kansas
Oakley, KS
IDRSSD: 278256
Total Assets
$376.17M
Latest filing
Total Deposits
$277.98M
Latest filing
Net Interest Margin
3.15%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers State Bank of Oakley, Kansas
100 Center Ave
Oakley, KS 67748
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/1907FDIC Certificate 1243
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers State Bank of Oakley, Kansas (Main) | 100 Center Ave | Oakley, KS |
| KAW VALLEY STATE BANK BRANCH | 739 Main St | Eudora, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/17/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67748 |
| State and County Number | 20109 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/05/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsboakley.com |
| Data Updated | 11/14/2025 |
| CERT | 1867 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $376.17M |
| Total Deposits | $277.98M |
| Total Liabilities | $332.17M |
| Total Equity Capital | $44.00M |
| Net Income | $1.22M |
| Net Loans and Leases | $253.28M |
| Assets Per Employee ($Millions) | $16.36M |
| Bank Premises and Fixed Assets | $2.47M |
| Cash and Balances due from Depository Institutions | $8.02M |
| Deposits Held in Domestic Offices | $277.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.44% |
| Return on Equity (ROE) | 12.41% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 43.1% |
| Tier 1 Risk-Based Capital Ratio | 13.375% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.698% |
| Earning Assets to total Assets | 92.24% |
Income and Expense
| Total Interest Income | $4.74M |
| Total Noninterest Income | $96.00k |
| Total Interest Expense | $2.26M |
| Total Noninterest Expense | $1.11M |
| Net Interest Income | $2.48M |
| Pre-tax Net Operating Income | $1.46M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $39.78M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.10M |
| Federal Funds Purchased and Repurchased Agreement | $10.75M |
| All Other Liabilities | $3.66M |
| Total Liabilities and Capital | $376.17M |
Securities
| Securities | $85.17M |
| Available-for-sale debt securities | $85.17M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank of Oakley, Kansas?
$376.17M as of the latest filing.
How much are The Farmers State Bank of Oakley, Kansas's total deposits?
$277.98M in total deposits.
Where is The Farmers State Bank of Oakley, Kansas located?
Oakley, KS.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
1.
When was it established?
03/17/1907.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$253.28M (latest filing).
What is the total interest income (latest filing)?
$4.74M.