Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/10/1907
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	66508
State and County Number	20117
Subchapter S Corporations	Yes
Trust Powers	N/A
Federal Reserve ID Number	10
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	38
Domestic Offices	4
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	04/19/1934
Primary Insurance Agency	DIF
Website	www.csbmarysville.com
Data Updated	11/14/2025
CERT	14269
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$416.81M
Total Deposits	$340.78M
Total Liabilities	$383.49M
Total Equity Capital	$33.31M
Net Income	$1.93M
Net Loans and Leases	$319.35M
Assets Per Employee ($Millions)	$10.97M
Bank Premises and Fixed Assets	$1.12M
Cash and Balances due from Depository Institutions	$6.76M
Deposits Held in Domestic Offices	$340.78M

Return on Assets (ROA)	1.86%
Return on Equity (ROE)	23.99%
Net Interest Margin	3.56%
Efficiency Ratio	42.72%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.14%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	7.993%
Earning Assets to total Assets	93.63%

Total Interest Income	$5.85M
Total Noninterest Income	$165.00k
Total Interest Expense	$2.37M
Total Noninterest Expense	$1.55M
Net Interest Income	$3.47M
Pre-tax Net Operating Income	$1.93M
Provision for Credit Losses	$150.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$10.60M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$28.88M
All Other Liabilities	$3.24M
Total Liabilities and Capital	$416.81M

Securities	$69.81M
Available-for-sale debt securities	$69.81M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of The Citizens State Bank?

$416.81M as of the latest filing.

How much are The Citizens State Bank's total deposits?

$340.78M in total deposits.

Where is The Citizens State Bank located?

Marysville, KS.

What is the Net Interest Margin?

3.56%.

How many domestic offices does it operate?

When was it established?

01/10/1907.

What is the Return on Assets (ROA)?

1.86%.

How much are total loans and leases?

$319.35M (latest filing).

What is the total interest income (latest filing)?

$5.85M.