Community First National Bank
Manhattan, KS
IDRSSD: 2907019
Total Assets
$363.52M
Latest filing
Total Deposits
$318.96M
Latest filing
Net Interest Margin
3.92%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community First National Bank
215 S Seth Child Rd
Manhattan, KS 66502
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/01/2001FDIC Certificate 82014
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community First National Bank (Main) | 215 S Seth Child Rd | Manhattan, KS |
| TUTTLE CREEK BRANCH | 210 Tuttle Creek Blvd | Manhattan, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/01/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66502 |
| State and County Number | 20161 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Manhattan, KS |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/01/2001 |
| Primary Insurance Agency | DIF |
| Website | www.cfnb.bank |
| Data Updated | 11/14/2025 |
| CERT | 35585 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $363.52M |
| Total Deposits | $318.96M |
| Total Liabilities | $325.06M |
| Total Equity Capital | $38.46M |
| Net Income | $1.63M |
| Net Loans and Leases | $275.07M |
| Assets Per Employee ($Millions) | $5.27M |
| Bank Premises and Fixed Assets | $4.42M |
| Cash and Balances due from Depository Institutions | $67.28M |
| Deposits Held in Domestic Offices | $318.96M |
Key Performance Ratios
| Return on Assets (ROA) | 1.81% |
| Return on Equity (ROE) | 17.21% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 62.57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.58% |
| Earning Assets to total Assets | 96.15% |
Income and Expense
| Total Interest Income | $5.11M |
| Total Noninterest Income | $2.01M |
| Total Interest Expense | $1.71M |
| Total Noninterest Expense | $3.38M |
| Net Interest Income | $3.40M |
| Pre-tax Net Operating Income | $2.00M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.53M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.88M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.57M |
| Total Liabilities and Capital | $363.52M |
Securities
| Securities | $7.60M |
| Available-for-sale debt securities | $7.60M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community First National Bank?
$363.52M as of the latest filing.
How much are Community First National Bank's total deposits?
$318.96M in total deposits.
Where is Community First National Bank located?
Manhattan, KS.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
2.
When was it established?
02/01/2001.
What is the Return on Assets (ROA)?
1.81%.
How much are total loans and leases?
$275.07M (latest filing).
What is the total interest income (latest filing)?
$5.11M.