Commercial Bank
Parsons, KS
IDRSSD: 296559
Total Assets
$377.20M
Latest filing
Total Deposits
$343.70M
Latest filing
Net Interest Margin
3.41%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Commercial Bank
1901 Main St
Parsons, KS 67357
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/30/1874FDIC Certificate 7532
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commercial Bank (Main) | 1901 Main St | Parsons, KS |
| PARSONS WEST BRANCH | 2227 Main St | Parsons, KS |
| OSWEGO BRANCH | 501 Commercial St | Oswego, KS |
| CHANUTE BRANCH | 1315 S Santa Fe Ave | Chanute, KS |
| COFFEYVILLE BRANCH | 105 E 9th St | Coffeyville, KS |
| ERIE BRANCH | 222 S Main St | Erie, KS |
| INDEPENDENCE BRANCH | 501 N Penn Ave | Independence, KS |
| PARSONS DOWN TOWN BRANCH | 1821 Main St | Parsons, KS |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/30/1874 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67357 |
| State and County Number | 20099 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Parsons, KS |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | commercialbank.net |
| Data Updated | 01/30/2026 |
| CERT | 11777 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $377.20M |
| Total Deposits | $343.70M |
| Total Liabilities | $345.72M |
| Total Equity Capital | $31.48M |
| Net Income | $2.08M |
| Net Loans and Leases | $170.45M |
| Assets Per Employee ($Millions) | $5.63M |
| Bank Premises and Fixed Assets | $2.86M |
| Cash and Balances due from Depository Institutions | $23.51M |
| Deposits Held in Domestic Offices | $343.70M |
Key Performance Ratios
| Return on Assets (ROA) | 2.25% |
| Return on Equity (ROE) | 27.54% |
| Net Interest Margin | 3.41% |
| Efficiency Ratio | 63.73% |
| Tier 1 Risk-Based Capital Ratio | 18.074% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.345% |
| Earning Assets to total Assets | 96.34% |
Income and Expense
| Total Interest Income | $4.09M |
| Total Noninterest Income | $1.03M |
| Total Interest Expense | $1.06M |
| Total Noninterest Expense | $2.58M |
| Net Interest Income | $3.03M |
| Pre-tax Net Operating Income | $1.44M |
| Provision for Credit Losses | $34.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.02M |
| Total Liabilities and Capital | $377.20M |
Securities
| Securities | $173.14M |
| Available-for-sale debt securities | $168.87M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial Bank?
$377.20M as of the latest filing.
How much are Commercial Bank's total deposits?
$343.70M in total deposits.
Where is Commercial Bank located?
Parsons, KS.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
8.
When was it established?
05/30/1874.
What is the Return on Assets (ROA)?
2.25%.
How much are total loans and leases?
$170.45M (latest filing).
What is the total interest income (latest filing)?
$4.09M.