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Commercial Bank

Parsons, KS
IDRSSD: 296559
Total Assets
$361.77M
Latest filing
Total Deposits
$331.35M
Latest filing
Net Interest Margin
3.38%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/30/1874
Community BankYes
Ownership TypeNot Mutual
ZIP67357
State and County Number20099
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameParsons, KS

Operational Info

Number of Employees68
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitecommercialbank.net
Data Updated11/14/2025
CERT11777
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$361.77M
Total Deposits$331.35M
Total Liabilities$332.98M
Total Equity Capital$28.79M
Net Income$2.11M
Net Loans and Leases$170.67M
Assets Per Employee ($Millions)$5.32M
Bank Premises and Fixed Assets$2.90M
Cash and Balances due from Depository Institutions$17.78M
Deposits Held in Domestic Offices$331.35M

Key Performance Ratios

Return on Assets (ROA)2.32%
Return on Equity (ROE)31.63%
Net Interest Margin3.38%
Efficiency Ratio59.35%
Tier 1 Risk-Based Capital Ratio17.045%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.958%
Earning Assets to total Assets96.05%

Income and Expense

Total Interest Income$3.95M
Total Noninterest Income$1.76M
Total Interest Expense$991.00k
Total Noninterest Expense$2.80M
Net Interest Income$2.96M
Pre-tax Net Operating Income$1.83M
Provision for Credit Losses$91.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.64M
Total Liabilities and Capital$361.77M

Securities

Securities$162.77M
Available-for-sale debt securities$159.24M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Commercial Bank?
$361.77M as of the latest filing.
How much are Commercial Bank's total deposits?
$331.35M in total deposits.
Where is Commercial Bank located?
Parsons, KS.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
8.
When was it established?
05/30/1874.
What is the Return on Assets (ROA)?
2.32%.
How much are total loans and leases?
$170.67M (latest filing).
What is the total interest income (latest filing)?
$3.95M.