Bank of the Plains
Plains, KS
IDRSSD: 302553
Total Assets
$445.55M
Latest filing
Total Deposits
$389.42M
Latest filing
Net Interest Margin
4.37%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101109923PLAINS, KS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of the Plains
411 Grand Ave
Plains, KS 67869
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1906FDIC Certificate 12040
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank of the Plains (Main) | 411 Grand Ave | Plains, KS |
| STERLING BRANCH | 124 N Broadway Ave | Sterling, KS |
| SALINA BRANCH | 1900 S Ohio St | Salina, KS |
| LAKIN BRANCH | 300 E Santa Fe Trail Blvd | Lakin, KS |
| GREAT BEND BRANCH | 1000 Adams St | Great Bend, KS |
| HUTCHINSON BRANCH | 517 E 30th Ave | Hutchinson, KS |
| LIBERAL BRANCH | 824 N Kansas Ave | Liberal, KS |
| HARPER BRANCH | 1021 W. 14th St. | Harper, KS |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67869 |
| State and County Number | 20119 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/29/2023 |
| Date of Deposit Insurance | 11/25/1959 |
| Primary Insurance Agency | DIF |
| Website | www.bankoftheplains.com |
| Data Updated | 01/30/2026 |
| CERT | 18118 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $445.55M |
| Total Deposits | $389.42M |
| Total Liabilities | $401.96M |
| Total Equity Capital | $43.58M |
| Net Income | $744.00k |
| Net Loans and Leases | $318.24M |
| Assets Per Employee ($Millions) | $5.79M |
| Bank Premises and Fixed Assets | $8.20M |
| Cash and Balances due from Depository Institutions | $23.38M |
| Deposits Held in Domestic Offices | $389.42M |
Key Performance Ratios
| Return on Assets (ROA) | 0.67% |
| Return on Equity (ROE) | 6.91% |
| Net Interest Margin | 4.37% |
| Efficiency Ratio | 69.25% |
| Tier 1 Risk-Based Capital Ratio | 11.653% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.39% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.781% |
| Earning Assets to total Assets | 93.23% |
Income and Expense
| Total Interest Income | $6.41M |
| Total Noninterest Income | $511.00k |
| Total Interest Expense | $1.92M |
| Total Noninterest Expense | $3.54M |
| Net Interest Income | $4.50M |
| Pre-tax Net Operating Income | $1.04M |
| Provision for Credit Losses | $426.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $443.00k |
| Other borrowed funds | $10.05M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.50M |
| Total Liabilities and Capital | $445.55M |
Securities
| Securities | $79.21M |
| Available-for-sale debt securities | $53.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $25.94M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of the Plains?
$445.55M as of the latest filing.
How much are Bank of the Plains's total deposits?
$389.42M in total deposits.
Where is Bank of the Plains located?
Plains, KS.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.67%.
How much are total loans and leases?
$318.24M (latest filing).
What is the total interest income (latest filing)?
$6.41M.