Mutual Savings Association
Leavenworth, KS
IDRSSD: 636276
Total Assets
$402.69M
Latest filing
Total Deposits
$252.02M
Latest filing
Net Interest Margin
3.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Mutual Savings Association
100 S 4th St
Leavenworth, KS 66048
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 42822
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Mutual Savings Association (Main) | 100 S 4th St | Leavenworth, KS |
| 403 EAST 4TH STREET BRANCH | 403 E 4th St | Tonganoxie, KS |
| 515 DELAWARE BRANCH | 515 Delaware St | Oskaloosa, KS |
| 8TH & MAIN BRANCH | 801 Main St | Eudora, KS |
| BONNER SPRINGS BRANCH | 229 Oak St | Bonner Springs, KS |
| LANSING BRANCH | 633 S Main St | Lansing, KS |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 66048 |
| State and County Number | 20103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.msa.bank |
| Data Updated | 01/30/2026 |
| CERT | 29988 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $402.69M |
| Total Deposits | $252.02M |
| Total Liabilities | $313.37M |
| Total Equity Capital | $89.32M |
| Net Income | $1.04M |
| Net Loans and Leases | $274.02M |
| Assets Per Employee ($Millions) | $6.71M |
| Bank Premises and Fixed Assets | $5.05M |
| Cash and Balances due from Depository Institutions | $4.90M |
| Deposits Held in Domestic Offices | $252.02M |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 4.72% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 58.32% |
| Tier 1 Risk-Based Capital Ratio | 30.819% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.58% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 22.18% |
| Earning Assets to total Assets | 91.25% |
Income and Expense
| Total Interest Income | $5.35M |
| Total Noninterest Income | $970.00k |
| Total Interest Expense | $1.85M |
| Total Noninterest Expense | $2.61M |
| Net Interest Income | $3.50M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $568.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $58.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $41.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.85M |
| Total Liabilities and Capital | $402.69M |
Securities
| Securities | $90.03M |
| Available-for-sale debt securities | $85.70M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.33M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mutual Savings Association?
$402.69M as of the latest filing.
How much are Mutual Savings Association's total deposits?
$252.02M in total deposits.
Where is Mutual Savings Association located?
Leavenworth, KS.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$274.02M (latest filing).
What is the total interest income (latest filing)?
$5.35M.