Golden Belt Bank, FSA
Hays, KS
IDRSSD: 148171
Total Assets
$358.49M
Latest filing
Total Deposits
$277.40M
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Golden Belt Bank, FSA
1100 E 27th St
Hays, KS 67601
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1920FDIC Certificate 41569
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Golden Belt Bank, FSA (Main) | 1100 E 27th St | Hays, KS |
| 901 WASHINGTON ST BRANCH | 901 Washington St | Ellis, KS |
| FORT MORGAN BR | 321 Ensign St | Fort Morgan, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67601 |
| State and County Number | 20051 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Hays, KS |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.goldenbeltbank.com |
| Data Updated | 11/14/2025 |
| CERT | 28735 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $358.49M |
| Total Deposits | $277.40M |
| Total Liabilities | $319.62M |
| Total Equity Capital | $38.87M |
| Net Income | $1.26M |
| Net Loans and Leases | $255.25M |
| Assets Per Employee ($Millions) | $6.76M |
| Bank Premises and Fixed Assets | $4.02M |
| Cash and Balances due from Depository Institutions | $4.87M |
| Deposits Held in Domestic Offices | $277.40M |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 13.17% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 63% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.843% |
| Earning Assets to total Assets | 92.71% |
Income and Expense
| Total Interest Income | $4.71M |
| Total Noninterest Income | $650.00k |
| Total Interest Expense | $1.55M |
| Total Noninterest Expense | $2.40M |
| Net Interest Income | $3.15M |
| Pre-tax Net Operating Income | $1.31M |
| Provision for Credit Losses | $95.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $650.00k |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $382.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.21M |
| Total Liabilities and Capital | $358.49M |
Securities
| Securities | $73.09M |
| Available-for-sale debt securities | $73.09M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Golden Belt Bank, FSA?
$358.49M as of the latest filing.
How much are Golden Belt Bank, FSA's total deposits?
$277.40M in total deposits.
Where is Golden Belt Bank, FSA located?
Hays, KS.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$255.25M (latest filing).
What is the total interest income (latest filing)?
$4.71M.