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Centera Bank

Sublette, KS
IDRSSD: 51459
Total Assets
$314.34M
Latest filing
Total Deposits
$287.77M
Latest filing
Net Interest Margin
3.34%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/18/1937
Community BankYes
Ownership TypeNot Mutual
ZIP67877
State and County Number20081
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees50
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/31/1946
Primary Insurance AgencyDIF
Websitewww.centerabank.com
Data Updated11/14/2025
CERT16436
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$314.34M
Total Deposits$287.77M
Total Liabilities$290.04M
Total Equity Capital$24.30M
Net Income$869.00k
Net Loans and Leases$153.59M
Assets Per Employee ($Millions)$6.55M
Bank Premises and Fixed Assets$2.26M
Cash and Balances due from Depository Institutions$7.48M
Deposits Held in Domestic Offices$287.77M

Key Performance Ratios

Return on Assets (ROA)1.09%
Return on Equity (ROE)14.88%
Net Interest Margin3.34%
Efficiency Ratio67.19%
Tier 1 Risk-Based Capital Ratio15.705%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.731%
Earning Assets to total Assets93.39%

Income and Expense

Total Interest Income$3.56M
Total Noninterest Income$326.00k
Total Interest Expense$1.07M
Total Noninterest Expense$1.89M
Net Interest Income$2.49M
Pre-tax Net Operating Income$910.00k
Provision for Credit Losses$13.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.26M
Total Liabilities and Capital$314.34M

Securities

Securities$136.30M
Available-for-sale debt securities$136.23M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Centera Bank?
$314.34M as of the latest filing.
How much are Centera Bank's total deposits?
$287.77M in total deposits.
Where is Centera Bank located?
Sublette, KS.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
6.
When was it established?
10/18/1937.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$153.59M (latest filing).
What is the total interest income (latest filing)?
$3.56M.