Centera Bank
Sublette, KS
IDRSSD: 51459
Total Assets
$320.57M
Latest filing
Total Deposits
$293.47M
Latest filing
Net Interest Margin
3.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101110271SUBLETTE, KS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Centera Bank
119 S Inman St
Sublette, KS 67877
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/18/1937FDIC Certificate 10606
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Centera Bank (Main) | 119 S Inman St | Sublette, KS |
| SATANTA BRANCH | 110 North Sequoyah Street | Satanta, KS |
| GREENSBURG BRANCH | 135 S Main St | Greensburg, KS |
| DODGE CITY BRANCH | 14th Avenue And Soule Street | Dodge City, KS |
| ADMINISTRATIVE OFFICE BRANCH | 119 S Inman St | Sublette, KS |
| MINNEOLA BRANCH | 113 Main St | Minneola, KS |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/18/1937 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67877 |
| State and County Number | 20081 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/31/1946 |
| Primary Insurance Agency | DIF |
| Website | www.centerabank.com |
| Data Updated | 01/30/2026 |
| CERT | 16436 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $320.57M |
| Total Deposits | $293.47M |
| Total Liabilities | $295.54M |
| Total Equity Capital | $25.04M |
| Net Income | $522.00k |
| Net Loans and Leases | $154.44M |
| Assets Per Employee ($Millions) | $6.82M |
| Bank Premises and Fixed Assets | $2.34M |
| Cash and Balances due from Depository Institutions | $7.36M |
| Deposits Held in Domestic Offices | $293.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.66% |
| Return on Equity (ROE) | 8.46% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 81.61% |
| Tier 1 Risk-Based Capital Ratio | 15.512% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.809% |
| Earning Assets to total Assets | 92.93% |
Income and Expense
| Total Interest Income | $3.52M |
| Total Noninterest Income | $327.00k |
| Total Interest Expense | $1.02M |
| Total Noninterest Expense | $2.31M |
| Net Interest Income | $2.50M |
| Pre-tax Net Operating Income | $524.00k |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.07M |
| Total Liabilities and Capital | $320.57M |
Securities
| Securities | $141.90M |
| Available-for-sale debt securities | $141.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Centera Bank?
$320.57M as of the latest filing.
How much are Centera Bank's total deposits?
$293.47M in total deposits.
Where is Centera Bank located?
Sublette, KS.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
6.
When was it established?
10/18/1937.
What is the Return on Assets (ROA)?
0.66%.
How much are total loans and leases?
$154.44M (latest filing).
What is the total interest income (latest filing)?
$3.52M.