Bank of Hays
Hays, KS
IDRSSD: 746755
Total Assets
$370.18M
Latest filing
Total Deposits
$318.15M
Latest filing
Net Interest Margin
3.35%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Hays
1000 W 27th St
Hays, KS 67601
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/21/1907FDIC Certificate 11723
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Hays (Main) | 1000 W 27th St | Hays, KS |
| JETMORE FARMERS' STATE BRANCH | 601 Main St | Jetmore, KS |
| BANK OF LEWIS, A BRANCH OF BANK OF HAYS | 217 S Main St | Lewis, KS |
| HANSTON BRANCH | 102 N Logan St | Hanston, KS |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/21/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67601 |
| State and County Number | 20051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Hays, KS |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/12/1957 |
| Primary Insurance Agency | DIF |
| Website | www.bankofhays.com |
| Data Updated | 01/30/2026 |
| CERT | 17769 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $370.18M |
| Total Deposits | $318.15M |
| Total Liabilities | $334.37M |
| Total Equity Capital | $35.81M |
| Net Income | $1.14M |
| Net Loans and Leases | $201.85M |
| Assets Per Employee ($Millions) | $11.57M |
| Bank Premises and Fixed Assets | $2.38M |
| Cash and Balances due from Depository Institutions | $7.31M |
| Deposits Held in Domestic Offices | $318.15M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 13.01% |
| Net Interest Margin | 3.35% |
| Efficiency Ratio | 54.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.673% |
| Earning Assets to total Assets | 94.66% |
Income and Expense
| Total Interest Income | $4.46M |
| Total Noninterest Income | $351.00k |
| Total Interest Expense | $1.56M |
| Total Noninterest Expense | $1.78M |
| Net Interest Income | $2.90M |
| Pre-tax Net Operating Income | $1.44M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.96M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.25M |
| Total Liabilities and Capital | $370.18M |
Securities
| Securities | $145.82M |
| Available-for-sale debt securities | $145.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Hays?
$370.18M as of the latest filing.
How much are Bank of Hays's total deposits?
$318.15M in total deposits.
Where is Bank of Hays located?
Hays, KS.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
4.
When was it established?
08/21/1907.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$201.85M (latest filing).
What is the total interest income (latest filing)?
$4.46M.