The Farmers National Bank of Lebanon
Lebanon, KY
IDRSSD: 575348
Total Assets
$143.75M
Latest filing
Total Deposits
$127.82M
Latest filing
Net Interest Margin
3.88%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers National Bank of Lebanon
136 W Main St
Lebanon, KY 40033
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1890FDIC Certificate 1792
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers National Bank of Lebanon (Main) | 136 W Main St | Lebanon, KY |
| CAMPBELLSVILLE HIGHWAY BRANCH | 2160 Campbellsville Rd | Lebanon, KY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40033 |
| State and County Number | 21155 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.farmersnational.bank |
| Data Updated | 11/14/2025 |
| CERT | 2754 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $143.75M |
| Total Deposits | $127.82M |
| Total Liabilities | $128.81M |
| Total Equity Capital | $14.94M |
| Net Income | $473.00k |
| Net Loans and Leases | $89.84M |
| Assets Per Employee ($Millions) | $5.32M |
| Bank Premises and Fixed Assets | $2.04M |
| Cash and Balances due from Depository Institutions | $8.30M |
| Deposits Held in Domestic Offices | $127.82M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 13.2% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 61.99% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.394% |
| Earning Assets to total Assets | 94.61% |
Income and Expense
| Total Interest Income | $1.86M |
| Total Noninterest Income | $171.00k |
| Total Interest Expense | $557.00k |
| Total Noninterest Expense | $915.00k |
| Net Interest Income | $1.30M |
| Pre-tax Net Operating Income | $552.00k |
| Provision for Credit Losses | $9.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.66M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $995.00k |
| Total Liabilities and Capital | $143.75M |
Securities
| Securities | $36.33M |
| Available-for-sale debt securities | $36.33M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers National Bank of Lebanon?
$143.75M as of the latest filing.
How much are The Farmers National Bank of Lebanon's total deposits?
$127.82M in total deposits.
Where is The Farmers National Bank of Lebanon located?
Lebanon, KY.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
2.
When was it established?
04/01/1890.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$89.84M (latest filing).
What is the total interest income (latest filing)?
$1.86M.