Farmers Bank & Trust Company
Magnolia, AR
IDRSSD: 12946
Total Assets
$3.05B
Latest filing
Total Deposits
$2.73B
Latest filing
Net Interest Margin
3.86%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers Bank & Trust Company
200 E Main St
Magnolia, AR 71753
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1906FDIC Certificate 867
Branches (37)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Farmers Bank & Trust Company (Main) | 200 E Main St | Magnolia, AR |
| ASHDOWN MAIN BRANCH | 960 S Constitution Ave | Ashdown, AR |
| DIERKS BRANCH | 103 E 3rd St | Dierks, AR |
| NASHVILLE BRANCH | 420 S Main St | Nashville, AR |
| BROKEN BOW MAIN BRANCH | 409 S Park Dr | Broken Bow, OK |
| DRIVE-IN BRANCH | 205 E Main St | Magnolia, AR |
| FARMERS MOTOR BRANCH | 1128 E Main St | Magnolia, AR |
| UNIVERSITY BRANCH | 2106 N Jackson | Magnolia, AR |
Showing 7 of 37
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71753 |
| State and County Number | 05027 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Magnolia, AR |
Operational Info
| Number of Employees | 404 |
| Domestic Offices | 38 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.myfarmers.bank |
| Data Updated | 01/30/2026 |
| CERT | 1291 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.05B |
| Total Deposits | $2.73B |
| Total Liabilities | $2.78B |
| Total Equity Capital | $274.50M |
| Net Income | $9.61M |
| Net Loans and Leases | $2.31B |
| Assets Per Employee ($Millions) | $7.48M |
| Bank Premises and Fixed Assets | $65.88M |
| Cash and Balances due from Depository Institutions | $48.46M |
| Deposits Held in Domestic Offices | $2.73B |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 14.28% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 62.5% |
| Tier 1 Risk-Based Capital Ratio | 11.699% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.998% |
| Earning Assets to total Assets | 91.71% |
Income and Expense
| Total Interest Income | $42.65M |
| Total Noninterest Income | $6.99M |
| Total Interest Expense | $15.82M |
| Total Noninterest Expense | $21.34M |
| Net Interest Income | $26.83M |
| Pre-tax Net Operating Income | $12.47M |
| Provision for Credit Losses | $-1,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $22.37M |
| Total Liabilities and Capital | $3.05B |
Securities
| Securities | $476.08M |
| Available-for-sale debt securities | $470.65M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Bank & Trust Company?
$3.05B as of the latest filing.
How much are Farmers Bank & Trust Company's total deposits?
$2.73B in total deposits.
Where is Farmers Bank & Trust Company located?
Magnolia, AR.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
38.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$2.31B (latest filing).
What is the total interest income (latest filing)?
$42.65M.