Farmers and Merchants Union Bank
Columbus, WI
IDRSSD: 51842
Total Assets
$683.30M
Latest filing
Total Deposits
$582.24M
Latest filing
Net Interest Margin
4.52%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers and Merchants Union Bank
159 W James St
Columbus, WI 53925
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/05/1861FDIC Certificate 9027
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Farmers and Merchants Union Bank (Main) | 159 W James St | Columbus, WI |
| FRIESLAND BRANCH | 114 W Winnebago St | Friesland, WI |
| INDUSTRIAL DRIVE BRANCH | 104 Industrial Dr | Columbus, WI |
| LODI BRANCH | 220 N Main St | Lodi, WI |
| NEW JUNEAU BRANCH | 198 North Western Avenue | Juneau, WI |
| FARMERS & MERCHANTS UNION BANK BRANCH | 637 S Main St | Fall River, WI |
| WISCONSIN RIVER BANK BRANCH | 608 Phillips Blvd | Sauk City, WI |
| RIO BRANCH | 575 S Lowville Rd | Rio, WI |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/05/1861 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53925 |
| State and County Number | 55021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Madison, WI |
Operational Info
| Number of Employees | 72 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2025 |
| Date of Deposit Insurance | 06/05/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.FMUB.BANK |
| Data Updated | 01/30/2026 |
| CERT | 14445 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $683.30M |
| Total Deposits | $582.24M |
| Total Liabilities | $598.84M |
| Total Equity Capital | $84.46M |
| Net Income | $4.10M |
| Net Loans and Leases | $562.01M |
| Assets Per Employee ($Millions) | $9.36M |
| Bank Premises and Fixed Assets | $9.63M |
| Cash and Balances due from Depository Institutions | $18.11M |
| Deposits Held in Domestic Offices | $582.24M |
Key Performance Ratios
| Return on Assets (ROA) | 2.44% |
| Return on Equity (ROE) | 19.86% |
| Net Interest Margin | 4.52% |
| Efficiency Ratio | 49.73% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.96% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.361% |
| Earning Assets to total Assets | 93.73% |
Income and Expense
| Total Interest Income | $9.96M |
| Total Noninterest Income | $485.00k |
| Total Interest Expense | $2.84M |
| Total Noninterest Expense | $4.15M |
| Net Interest Income | $7.12M |
| Pre-tax Net Operating Income | $5.06M |
| Provision for Credit Losses | $-1,606,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.61M |
| Total Liabilities and Capital | $683.30M |
Securities
| Securities | $71.36M |
| Available-for-sale debt securities | $71.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers and Merchants Union Bank?
$683.30M as of the latest filing.
How much are Farmers and Merchants Union Bank's total deposits?
$582.24M in total deposits.
Where is Farmers and Merchants Union Bank located?
Columbus, WI.
What is the Net Interest Margin?
4.52%.
How many domestic offices does it operate?
9.
When was it established?
09/05/1861.
What is the Return on Assets (ROA)?
2.44%.
How much are total loans and leases?
$562.01M (latest filing).
What is the total interest income (latest filing)?
$9.96M.