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Farmers and Merchants Union Bank

Columbus, WI
IDRSSD: 51842
Total Assets
$660.61M
Latest filing
Total Deposits
$561.88M
Latest filing
Net Interest Margin
4.36%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/05/1861
Community BankYes
Ownership TypeNot Mutual
ZIP53925
State and County Number55021
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMadison, WI

Operational Info

Number of Employees71
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/02/2025
Date of Deposit Insurance06/05/1934
Primary Insurance AgencyDIF
WebsiteWWW.FMUB.BANK
Data Updated11/14/2025
CERT14445
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$660.61M
Total Deposits$561.88M
Total Liabilities$579.80M
Total Equity Capital$80.80M
Net Income$3.07M
Net Loans and Leases$524.31M
Assets Per Employee ($Millions)$9.18M
Bank Premises and Fixed Assets$9.36M
Cash and Balances due from Depository Institutions$30.22M
Deposits Held in Domestic Offices$561.88M

Key Performance Ratios

Return on Assets (ROA)1.87%
Return on Equity (ROE)15.51%
Net Interest Margin4.36%
Efficiency Ratio46.77%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.232%
Earning Assets to total Assets93.71%

Income and Expense

Total Interest Income$9.84M
Total Noninterest Income$390.00k
Total Interest Expense$3.15M
Total Noninterest Expense$3.31M
Net Interest Income$6.68M
Pre-tax Net Operating Income$3.61M
Provision for Credit Losses$153.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$12.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.92M
Total Liabilities and Capital$660.61M

Securities

Securities$73.85M
Available-for-sale debt securities$73.84M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers and Merchants Union Bank?
$660.61M as of the latest filing.
How much are Farmers and Merchants Union Bank's total deposits?
$561.88M in total deposits.
Where is Farmers and Merchants Union Bank located?
Columbus, WI.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
9.
When was it established?
09/05/1861.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$524.31M (latest filing).
What is the total interest income (latest filing)?
$9.84M.