Northwestern Bank
Chippewa Falls, WI
IDRSSD: 153054
Total Assets
$706.50M
Latest filing
Total Deposits
$574.28M
Latest filing
Net Interest Margin
4.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Northwestern Bank
202 N Bridge St
Chippewa Falls, WI 54729
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1904FDIC Certificate 1620
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Northwestern Bank (Main) | 202 N Bridge St | Chippewa Falls, WI |
| CHIPPEWA DRIVE-UP BRANCH | 20 East Central Street | Chippewa Falls, WI |
| CORNELL BRANCH | 201 Main St | Cornell, WI |
| LAFAYETTE BRANCH | 17152 County Highway J | Chippewa Falls, WI |
| THORP BRANCH | 111 N Washington St | Thorp, WI |
| RIVER PRAIRIE OFFICE BRANCH | 1430 Rivers Edge Trl | Altoona, WI |
| BOYD BRANCH | 803 E Murray St | Boyd, WI |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Chippewa Valley Bank
Hayward, Wisconsin
→
Assets: $698.69MΔ -0.2%
Bank of Luxemburg
Luxemburg, Wisconsin
→
Assets: $709.47MΔ +1.4%
The Stephenson National Bank and Trust
Marinette, Wisconsin
→
Assets: $686.52MΔ -1.9%
Dairy State Bank
Rice Lake, Wisconsin
→
Assets: $720.64MΔ +3.0%
Bank of Sun Prairie
Sun Prairie, Wisconsin
→
Assets: $722.46MΔ +3.2%
Fortifi Bank
Berlin, Wisconsin
→
Assets: $673.36MΔ -3.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54729 |
| State and County Number | 55017 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Eau Claire, WI |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.northwesternbank.com |
| Data Updated | 11/14/2025 |
| CERT | 2468 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $706.50M |
| Total Deposits | $574.28M |
| Total Liabilities | $639.65M |
| Total Equity Capital | $66.85M |
| Net Income | $3.73M |
| Net Loans and Leases | $537.25M |
| Assets Per Employee ($Millions) | $9.3M |
| Bank Premises and Fixed Assets | $3.48M |
| Cash and Balances due from Depository Institutions | $60.74M |
| Deposits Held in Domestic Offices | $574.28M |
Key Performance Ratios
| Return on Assets (ROA) | 2.12% |
| Return on Equity (ROE) | 22.88% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 47.96% |
| Tier 1 Risk-Based Capital Ratio | 13.794% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.462% |
| Earning Assets to total Assets | 95.15% |
Income and Expense
| Total Interest Income | $9.28M |
| Total Noninterest Income | $482.00k |
| Total Interest Expense | $2.60M |
| Total Noninterest Expense | $3.44M |
| Net Interest Income | $6.68M |
| Pre-tax Net Operating Income | $3.73M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $62.96M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.78M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.41M |
| Total Liabilities and Capital | $706.50M |
Securities
| Securities | $82.84M |
| Available-for-sale debt securities | $82.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Northwestern Bank?
$706.50M as of the latest filing.
How much are Northwestern Bank's total deposits?
$574.28M in total deposits.
Where is Northwestern Bank located?
Chippewa Falls, WI.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
2.12%.
How much are total loans and leases?
$537.25M (latest filing).
What is the total interest income (latest filing)?
$9.28M.