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Bank of Prairie du Sac

Prairie Du Sac, WI
IDRSSD: 997847
Total Assets
$690.82M
Latest filing
Total Deposits
$592.87M
Latest filing
Net Interest Margin
2.96%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/22/1916
Community BankYes
Ownership TypeNot Mutual
ZIP53578
State and County Number55111
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameBaraboo, WI

Operational Info

Number of Employees50
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.BANKPDS.COM
Data Updated11/14/2025
CERT14660
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$690.82M
Total Deposits$592.87M
Total Liabilities$599.33M
Total Equity Capital$91.49M
Net Income$2.50M
Net Loans and Leases$370.63M
Assets Per Employee ($Millions)$13.28M
Bank Premises and Fixed Assets$1.61M
Cash and Balances due from Depository Institutions$105.47M
Deposits Held in Domestic Offices$592.87M

Key Performance Ratios

Return on Assets (ROA)1.5%
Return on Equity (ROE)11.31%
Net Interest Margin2.96%
Efficiency Ratio42.41%
Tier 1 Risk-Based Capital Ratio21.727%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.243%
Earning Assets to total Assets97.09%

Income and Expense

Total Interest Income$8.04M
Total Noninterest Income$492.00k
Total Interest Expense$3.26M
Total Noninterest Expense$2.24M
Net Interest Income$4.78M
Pre-tax Net Operating Income$3.04M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.00M
Federal Funds Sold & Reverse Repurchase Agreement$432.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.46M
Total Liabilities and Capital$690.82M

Securities

Securities$199.32M
Available-for-sale debt securities$199.20M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Prairie du Sac?
$690.82M as of the latest filing.
How much are Bank of Prairie du Sac's total deposits?
$592.87M in total deposits.
Where is Bank of Prairie du Sac located?
Prairie Du Sac, WI.
What is the Net Interest Margin?
2.96%.
How many domestic offices does it operate?
2.
When was it established?
03/22/1916.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$370.63M (latest filing).
What is the total interest income (latest filing)?
$8.04M.