Chippewa Valley Bank
Hayward, WI
IDRSSD: 779650
Total Assets
$716.17M
Latest filing
Total Deposits
$539.39M
Latest filing
Net Interest Margin
4.33%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Chippewa Valley Bank
15755 W County Road B
Hayward, WI 54843
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1917FDIC Certificate 7835
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Chippewa Valley Bank (Main) | 15755 W County Road B | Hayward, WI |
| CABLE BRANCH | 43480 Kavanaugh Rd | Cable, WI |
| RADISSON BRANCH | 10609 W Omaha St | Radisson, WI |
| BRUCE BRANCH | 607 N Main St | Bruce, WI |
| WINTER BRANCH | 5150 N Main St | Winter, WI |
| IRON RIVER BRANCH | 68240 S Main St | Iron River, WI |
| BAYFIELD BRANCH | 117 S Broad St | Bayfield, WI |
| LAKE NEBAGAMON | 6882 S Lake Ave | Lake Nebagamon, WI |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54843 |
| State and County Number | 55113 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.chippewavalleybank.com |
| Data Updated | 01/30/2026 |
| CERT | 12322 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $716.17M |
| Total Deposits | $539.39M |
| Total Liabilities | $653.28M |
| Total Equity Capital | $62.89M |
| Net Income | $3.44M |
| Net Loans and Leases | $513.78M |
| Assets Per Employee ($Millions) | $8.63M |
| Bank Premises and Fixed Assets | $6.61M |
| Cash and Balances due from Depository Institutions | $49.54M |
| Deposits Held in Domestic Offices | $539.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.92% |
| Return on Equity (ROE) | 21.93% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 50.61% |
| Tier 1 Risk-Based Capital Ratio | 12.631% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.782% |
| Earning Assets to total Assets | 96.94% |
Income and Expense
| Total Interest Income | $10.68M |
| Total Noninterest Income | $388.00k |
| Total Interest Expense | $3.15M |
| Total Noninterest Expense | $4.02M |
| Net Interest Income | $7.53M |
| Pre-tax Net Operating Income | $3.62M |
| Provision for Credit Losses | $275.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $44.08M |
| Federal Funds Sold & Reverse Repurchase Agreement | $15.53M |
| Federal Funds Purchased and Repurchased Agreement | $68.00M |
| All Other Liabilities | $1.80M |
| Total Liabilities and Capital | $716.17M |
Securities
| Securities | $123.74M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $123.74M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Chippewa Valley Bank?
$716.17M as of the latest filing.
How much are Chippewa Valley Bank's total deposits?
$539.39M in total deposits.
Where is Chippewa Valley Bank located?
Hayward, WI.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
1.92%.
How much are total loans and leases?
$513.78M (latest filing).
What is the total interest income (latest filing)?
$10.68M.