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Chippewa Valley Bank

Hayward, WI
IDRSSD: 779650
Total Assets
$718.89M
Latest filing
Total Deposits
$542.01M
Latest filing
Net Interest Margin
4.39%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1917
Community BankYes
Ownership TypeNot Mutual
ZIP54843
State and County Number55113
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees83
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.chippewavalleybank.com
Data Updated11/14/2025
CERT12322
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$718.89M
Total Deposits$542.01M
Total Liabilities$656.19M
Total Equity Capital$62.70M
Net Income$3.91M
Net Loans and Leases$508.07M
Assets Per Employee ($Millions)$8.77M
Bank Premises and Fixed Assets$6.63M
Cash and Balances due from Depository Institutions$57.27M
Deposits Held in Domestic Offices$542.01M

Key Performance Ratios

Return on Assets (ROA)2.21%
Return on Equity (ROE)24.98%
Net Interest Margin4.39%
Efficiency Ratio46.19%
Tier 1 Risk-Based Capital Ratio12.595%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.722%
Earning Assets to total Assets96.77%

Income and Expense

Total Interest Income$10.79M
Total Noninterest Income$430.00k
Total Interest Expense$3.32M
Total Noninterest Expense$3.67M
Net Interest Income$7.47M
Pre-tax Net Operating Income$4.08M
Provision for Credit Losses$150.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$44.11M
Federal Funds Sold & Reverse Repurchase Agreement$13.63M
Federal Funds Purchased and Repurchased Agreement$68.00M
All Other Liabilities$2.07M
Total Liabilities and Capital$718.89M

Securities

Securities$124.04M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$124.04M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Chippewa Valley Bank?
$718.89M as of the latest filing.
How much are Chippewa Valley Bank's total deposits?
$542.01M in total deposits.
Where is Chippewa Valley Bank located?
Hayward, WI.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$508.07M (latest filing).
What is the total interest income (latest filing)?
$10.79M.