Fortifi Bank

Berlin, WI
IDRSSD: 111942
Total Assets
$744.83M
Latest filing
Total Deposits
$605.35M
Latest filing
Net Interest Margin
4.38%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

075902007BERLIN, WI

Key People

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Locations

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Main Office
Fortifi Bank
240 Broadway
Berlin, WI 54923
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1876FDIC Certificate 3554

Branches (9)

Page 1 of 2
NameAddressCity / State
Fortifi Bank (Main)240 BroadwayBerlin, WI
GREEN LAKE BRANCHN6230 State Road 49Green Lake, WI
MONTELLO BRANCH408 Main StMontello, WI
OMRO BRANCH120 Alder AveOmro, WI
WINNECONNE FINANCIAL CENTER BRANCH908 E Main StWinneconne, WI
WAUNAKEE FINANCIAL CENTER BRANCH1330 Montondon AvenueWaunakee, WI
GREEN BAY BRANCH701 Cormier RdGreen Bay, WI
RIPON BRANCH1092 W Fond Du Lac StRipon, WI
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1876
Community BankYes
Ownership TypeNot Mutual
ZIP54923
State and County Number55047
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees97
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fortifibank.com
Data Updated01/30/2026
CERT5286
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$744.83M
Total Deposits$605.35M
Total Liabilities$656.96M
Total Equity Capital$87.87M
Net Income$3.01M
Net Loans and Leases$559.25M
Assets Per Employee ($Millions)$7.37M
Bank Premises and Fixed Assets$5.93M
Cash and Balances due from Depository Institutions$81.36M
Deposits Held in Domestic Offices$605.35M

Key Performance Ratios

Return on Assets (ROA)1.66%
Return on Equity (ROE)13.7%
Net Interest Margin4.38%
Efficiency Ratio52.03%
Tier 1 Risk-Based Capital Ratio14.897%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.797%
Earning Assets to total Assets94.68%

Income and Expense

Total Interest Income$11.17M
Total Noninterest Income$1.04M
Total Interest Expense$3.68M
Total Noninterest Expense$4.44M
Net Interest Income$7.49M
Pre-tax Net Operating Income$3.79M
Provision for Credit Losses$300.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$47.50M
Federal Funds Sold & Reverse Repurchase Agreement$1.05M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.12M
Total Liabilities and Capital$744.83M

Securities

Securities$75.34M
Available-for-sale debt securities$75.27M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Fortifi Bank?
$744.83M as of the latest filing.
How much are Fortifi Bank's total deposits?
$605.35M in total deposits.
Where is Fortifi Bank located?
Berlin, WI.
What is the Net Interest Margin?
4.38%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1876.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$559.25M (latest filing).
What is the total interest income (latest filing)?
$11.17M.