Fortifi Bank
Berlin, WI
IDRSSD: 111942
Total Assets
$700.43M
Latest filing
Total Deposits
$561.13M
Latest filing
Net Interest Margin
4.51%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Fortifi Bank
240 Broadway
Berlin, WI 54923
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1876FDIC Certificate 3554
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Fortifi Bank (Main) | 240 Broadway | Berlin, WI |
| GREEN LAKE BRANCH | N6230 State Road 49 | Green Lake, WI |
| MONTELLO BRANCH | 408 Main St | Montello, WI |
| OMRO BRANCH | 120 Alder Ave | Omro, WI |
| WINNECONNE FINANCIAL CENTER BRANCH | 908 E Main St | Winneconne, WI |
| WAUNAKEE FINANCIAL CENTER BRANCH | 1330 Montondon Avenue | Waunakee, WI |
| GREEN BAY BRANCH | 701 Cormier Rd | Green Bay, WI |
| RIPON BRANCH | 1092 W Fond Du Lac St | Ripon, WI |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1876 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54923 |
| State and County Number | 55047 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 92 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fortifibank.com |
| Data Updated | 11/14/2025 |
| CERT | 5286 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $700.43M |
| Total Deposits | $561.13M |
| Total Liabilities | $612.74M |
| Total Equity Capital | $87.69M |
| Net Income | $3.03M |
| Net Loans and Leases | $546.17M |
| Assets Per Employee ($Millions) | $7.22M |
| Bank Premises and Fixed Assets | $5.94M |
| Cash and Balances due from Depository Institutions | $47.90M |
| Deposits Held in Domestic Offices | $561.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.77% |
| Return on Equity (ROE) | 14.1% |
| Net Interest Margin | 4.51% |
| Efficiency Ratio | 50.53% |
| Tier 1 Risk-Based Capital Ratio | 15.3% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.519% |
| Earning Assets to total Assets | 94.8% |
Income and Expense
| Total Interest Income | $10.80M |
| Total Noninterest Income | $969.00k |
| Total Interest Expense | $3.48M |
| Total Noninterest Expense | $4.18M |
| Net Interest Income | $7.31M |
| Pre-tax Net Operating Income | $3.80M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $47.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $719.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.11M |
| Total Liabilities and Capital | $700.43M |
Securities
| Securities | $77.39M |
| Available-for-sale debt securities | $77.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fortifi Bank?
$700.43M as of the latest filing.
How much are Fortifi Bank's total deposits?
$561.13M in total deposits.
Where is Fortifi Bank located?
Berlin, WI.
What is the Net Interest Margin?
4.51%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1876.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$546.17M (latest filing).
What is the total interest income (latest filing)?
$10.80M.