WOODTRUST BANK
Wisconsin Rapids, WI
IDRSSD: 833749
Total Assets
$662.61M
Latest filing
Total Deposits
$571.22M
Latest filing
Net Interest Margin
3.81%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075901561WISCONSIN RAPIDS, WI
Key People
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Locations
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Main Office
WOODTRUST BANK
181 2nd St S
Wisconsin Rapids, WI 54494
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/11/1891FDIC Certificate 3599
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| WOODTRUST BANK (Main) | 181 2nd St S | Wisconsin Rapids, WI |
| GRIFFITH BRANCH | 4811 8th St S | Wisconsin Rapids, WI |
| PLOVER BRANCH | 1900 Plover Rd | Plover, WI |
| DUDLEY TOWER BRANCH | 500 N 1st St | Wausau, WI |
| DOWNTOWN DRIVE UP BRANCH | 110 3rd St N | Wisconsin Rapids, WI |
| BRIDGE STREET BRANCH | 210 E Bridge St | Wausau, WI |
| MANITOWISH WATERS BRANCH | 5987 County Highway W | Manitowish Waters, WI |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/11/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54494 |
| State and County Number | 55141 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wisconsin Rapids-Marshfield, WI |
Operational Info
| Number of Employees | 91 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.woodtrust.com |
| Data Updated | 01/30/2026 |
| CERT | 5335 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $662.61M |
| Total Deposits | $571.22M |
| Total Liabilities | $602.16M |
| Total Equity Capital | $60.44M |
| Net Income | $5.21M |
| Net Loans and Leases | $393.15M |
| Assets Per Employee ($Millions) | $7.28M |
| Bank Premises and Fixed Assets | $4.93M |
| Cash and Balances due from Depository Institutions | $135.26M |
| Deposits Held in Domestic Offices | $571.22M |
Key Performance Ratios
| Return on Assets (ROA) | 3% |
| Return on Equity (ROE) | 31.56% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 38.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.122% |
| Earning Assets to total Assets | 97.33% |
Income and Expense
| Total Interest Income | $7.89M |
| Total Noninterest Income | $6.01M |
| Total Interest Expense | $1.45M |
| Total Noninterest Expense | $4.75M |
| Net Interest Income | $6.44M |
| Pre-tax Net Operating Income | $5.55M |
| Provision for Credit Losses | $2.15M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $29.21M |
| All Other Liabilities | $1.74M |
| Total Liabilities and Capital | $662.61M |
Securities
| Securities | $122.04M |
| Available-for-sale debt securities | $121.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of WOODTRUST BANK?
$662.61M as of the latest filing.
How much are WOODTRUST BANK's total deposits?
$571.22M in total deposits.
Where is WOODTRUST BANK located?
Wisconsin Rapids, WI.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
7.
When was it established?
08/11/1891.
What is the Return on Assets (ROA)?
3%.
How much are total loans and leases?
$393.15M (latest filing).
What is the total interest income (latest filing)?
$7.89M.