WOODTRUST BANK
Wisconsin Rapids, WI
IDRSSD: 833749
Total Assets
$724.38M
Latest filing
Total Deposits
$579.11M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
WOODTRUST BANK
181 2nd St S
Wisconsin Rapids, WI 54494
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/11/1891FDIC Certificate 3599
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| WOODTRUST BANK (Main) | 181 2nd St S | Wisconsin Rapids, WI |
| GRIFFITH BRANCH | 4811 8th St S | Wisconsin Rapids, WI |
| PLOVER BRANCH | 1900 Plover Rd | Plover, WI |
| DUDLEY TOWER BRANCH | 500 N 1st St | Wausau, WI |
| DOWNTOWN DRIVE UP BRANCH | 110 3rd St N | Wisconsin Rapids, WI |
| BRIDGE STREET BRANCH | 210 E Bridge St | Wausau, WI |
| MANITOWISH WATERS BRANCH | 5987 County Highway W | Manitowish Waters, WI |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Paper City Savings Bank, S.A.
Wisconsin Rapids, Wisconsin
→
Assets: $216.62MΔ -66.8%
KeySavings Bank
Wisconsin Rapids, Wisconsin
→
Assets: $125.86MΔ -80.7%
Farmers and Merchants Union Bank
Columbus, Wisconsin
→
Assets: $651.56MΔ -0.0%
AbbyBank
Abbotsford, Wisconsin
→
Assets: $659.54MΔ +1.2%
Bank of Prairie du Sac
Prairie Du Sac, Wisconsin
→
Assets: $643.54MΔ -1.2%
Citizens State Bank of La Crosse
La Crosse, Wisconsin
→
Assets: $662.56MΔ +1.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/11/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54494 |
| State and County Number | 55141 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wisconsin Rapids-Marshfield, WI |
Operational Info
| Number of Employees | 87 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.woodtrust.com |
| Data Updated | 11/14/2025 |
| CERT | 5335 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $724.38M |
| Total Deposits | $579.11M |
| Total Liabilities | $652.82M |
| Total Equity Capital | $71.56M |
| Net Income | $6.60M |
| Net Loans and Leases | $392.96M |
| Assets Per Employee ($Millions) | $7.96M |
| Bank Premises and Fixed Assets | $4.99M |
| Cash and Balances due from Depository Institutions | $154.49M |
| Deposits Held in Domestic Offices | $579.11M |
Key Performance Ratios
| Return on Assets (ROA) | 3.84% |
| Return on Equity (ROE) | 37.98% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 38.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.879% |
| Earning Assets to total Assets | 97.77% |
Income and Expense
| Total Interest Income | $8.02M |
| Total Noninterest Income | $5.11M |
| Total Interest Expense | $1.75M |
| Total Noninterest Expense | $4.41M |
| Net Interest Income | $6.27M |
| Pre-tax Net Operating Income | $6.82M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $71.38M |
| All Other Liabilities | $2.32M |
| Total Liabilities and Capital | $724.38M |
Securities
| Securities | $165.59M |
| Available-for-sale debt securities | $125.28M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of WOODTRUST BANK?
$724.38M as of the latest filing.
How much are WOODTRUST BANK's total deposits?
$579.11M in total deposits.
Where is WOODTRUST BANK located?
Wisconsin Rapids, WI.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
7.
When was it established?
08/11/1891.
What is the Return on Assets (ROA)?
3.84%.
How much are total loans and leases?
$392.96M (latest filing).
What is the total interest income (latest filing)?
$8.02M.