Unity Bank
Augusta, WI
IDRSSD: 443353
Total Assets
$606.45M
Latest filing
Total Deposits
$527.30M
Latest filing
Net Interest Margin
3.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Unity Bank
207 W Lincoln St
Augusta, WI 54722
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/01/1914FDIC Certificate 5547
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Unity Bank (Main) | 207 W Lincoln St | Augusta, WI |
| MENTOR BRANCH | 47 County Road 113 N | Mentor, MN |
| FAIRCHILD BRANCH | 111 N Front St | Fairchild, WI |
| MOTLEY BRANCH | 1217 Highway 10 S | Motley, MN |
| CROSBY OFFICE | 15 E Main St | Crosby, MN |
| BRANCH OFFICE BRANCH | 103 E Lincoln Ave | Fall Creek, WI |
| EDINA BRANCH | 7101 Washington Ave S | Edina, MN |
| GENOLA OFFICE | 26171 Highway 27 | Pierz, MN |
Showing 7 of 15
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54722 |
| State and County Number | 55035 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Eau Claire, WI |
Operational Info
| Number of Employees | 138 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/02/1934 |
| Primary Insurance Agency | DIF |
| Website | www.unitybanking.com |
| Data Updated | 11/14/2025 |
| CERT | 8714 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $606.45M |
| Total Deposits | $527.30M |
| Total Liabilities | $548.80M |
| Total Equity Capital | $57.65M |
| Net Income | $700.00k |
| Net Loans and Leases | $463.62M |
| Assets Per Employee ($Millions) | $4.36M |
| Bank Premises and Fixed Assets | $9.92M |
| Cash and Balances due from Depository Institutions | $51.22M |
| Deposits Held in Domestic Offices | $527.30M |
Key Performance Ratios
| Return on Assets (ROA) | 0.46% |
| Return on Equity (ROE) | 4.89% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 81.31% |
| Tier 1 Risk-Based Capital Ratio | 12.231% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.505% |
| Earning Assets to total Assets | 94.6% |
Income and Expense
| Total Interest Income | $8.65M |
| Total Noninterest Income | $589.00k |
| Total Interest Expense | $2.90M |
| Total Noninterest Expense | $5.15M |
| Net Interest Income | $5.74M |
| Pre-tax Net Operating Income | $723.00k |
| Provision for Credit Losses | $455.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.86M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.65M |
| Total Liabilities and Capital | $606.45M |
Securities
| Securities | $64.75M |
| Available-for-sale debt securities | $64.60M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Unity Bank?
$606.45M as of the latest filing.
How much are Unity Bank's total deposits?
$527.30M in total deposits.
Where is Unity Bank located?
Augusta, WI.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
16.
When was it established?
12/01/1914.
What is the Return on Assets (ROA)?
0.46%.
How much are total loans and leases?
$463.62M (latest filing).
What is the total interest income (latest filing)?
$8.65M.