Unity Bank
Augusta, WI
IDRSSD: 443353
Total Assets
$611.75M
Latest filing
Total Deposits
$537.97M
Latest filing
Net Interest Margin
3.83%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
091808363AUGUSTA, WI091903608AUGUSTA, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Unity Bank
207 W Lincoln St
Augusta, WI 54722
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1914FDIC Certificate 5547
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Unity Bank (Main) | 207 W Lincoln St | Augusta, WI |
| MENTOR BRANCH | 47 County Road 113 N | Mentor, MN |
| FAIRCHILD BRANCH | 111 N Front St | Fairchild, WI |
| MOTLEY BRANCH | 1217 Highway 10 S | Motley, MN |
| CROSBY OFFICE | 15 E Main St | Crosby, MN |
| BRANCH OFFICE BRANCH | 103 E Lincoln Ave | Fall Creek, WI |
| EDINA BRANCH | 7101 Washington Ave S | Edina, MN |
| GENOLA OFFICE | 26171 Highway 27 | Pierz, MN |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54722 |
| State and County Number | 55035 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Eau Claire, WI |
Operational Info
| Number of Employees | 139 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/02/1934 |
| Primary Insurance Agency | DIF |
| Website | www.unitybanking.com |
| Data Updated | 01/30/2026 |
| CERT | 8714 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $611.75M |
| Total Deposits | $537.97M |
| Total Liabilities | $559.40M |
| Total Equity Capital | $52.35M |
| Net Income | $-5,451,000 |
| Net Loans and Leases | $456.46M |
| Assets Per Employee ($Millions) | $4.16M |
| Bank Premises and Fixed Assets | $9.77M |
| Cash and Balances due from Depository Institutions | $63.28M |
| Deposits Held in Domestic Offices | $537.97M |
Key Performance Ratios
| Return on Assets (ROA) | -3.58% |
| Return on Equity (ROE) | -39.64% |
| Net Interest Margin | 3.83% |
| Efficiency Ratio | 88.7% |
| Tier 1 Risk-Based Capital Ratio | 11.39% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 4.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.558% |
| Earning Assets to total Assets | 94.18% |
Income and Expense
| Total Interest Income | $8.28M |
| Total Noninterest Income | $480.00k |
| Total Interest Expense | $2.78M |
| Total Noninterest Expense | $5.31M |
| Net Interest Income | $5.50M |
| Pre-tax Net Operating Income | $-5,458,000 |
| Provision for Credit Losses | $6.13M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.86M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.58M |
| Total Liabilities and Capital | $611.75M |
Securities
| Securities | $65.66M |
| Available-for-sale debt securities | $65.50M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Unity Bank?
$611.75M as of the latest filing.
How much are Unity Bank's total deposits?
$537.97M in total deposits.
Where is Unity Bank located?
Augusta, WI.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
16.
When was it established?
12/01/1914.
What is the Return on Assets (ROA)?
-3.58%.
How much are total loans and leases?
$456.46M (latest filing).
What is the total interest income (latest filing)?
$8.28M.