Community State Bank

Union Grove, WI
IDRSSD: 130345
Total Assets
$614.00M
Latest filing
Total Deposits
$569.99M
Latest filing
Net Interest Margin
3.87%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Community State Bank
1500 Main St
Union Grove, WI 53182
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1903FDIC Certificate 6132

Branches (6)

Page 1 of 1
NameAddressCity / State
Community State Bank (Main)1500 Main StUnion Grove, WI
WATERFORD BRANCH500 East Main StreetWaterford, WI
SALEM BRANCH25360 75th StSalem, WI
BURLINGTON BRANCH308 Bridge StBurlington, WI
RACINE BRANCH8930 Washington AveRacine, WI
LAKE GENEVA BRANCH200 Interchange NLake Geneva, WI
KENOSHA BRANCH8304 75th StKenosha, WI
Showing 6 of 6

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1903
Community BankYes
Ownership TypeNot Mutual
ZIP53182
State and County Number55101
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameRacine, WI

Operational Info

Number of Employees95
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.CSB.BANK
Data Updated11/14/2025
CERT9536
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$614.00M
Total Deposits$569.99M
Total Liabilities$576.31M
Total Equity Capital$37.68M
Net Income$1.93M
Net Loans and Leases$327.84M
Assets Per Employee ($Millions)$6.75M
Bank Premises and Fixed Assets$10.70M
Cash and Balances due from Depository Institutions$8.93M
Deposits Held in Domestic Offices$569.99M

Key Performance Ratios

Return on Assets (ROA)1.26%
Return on Equity (ROE)21.36%
Net Interest Margin3.87%
Efficiency Ratio69.07%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.137%
Earning Assets to total Assets93.59%

Income and Expense

Total Interest Income$6.90M
Total Noninterest Income$681.00k
Total Interest Expense$1.34M
Total Noninterest Expense$4.31M
Net Interest Income$5.56M
Pre-tax Net Operating Income$1.93M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$56.49M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.32M
Total Liabilities and Capital$614.00M

Securities

Securities$189.53M
Available-for-sale debt securities$188.52M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$900.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community State Bank?
$614.00M as of the latest filing.
How much are Community State Bank's total deposits?
$569.99M in total deposits.
Where is Community State Bank located?
Union Grove, WI.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$327.84M (latest filing).
What is the total interest income (latest filing)?
$6.90M.