Capitol Bank
Madison, WI
IDRSSD: 2339599
Total Assets
$633.69M
Latest filing
Total Deposits
$542.79M
Latest filing
Net Interest Margin
3.11%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075912806MADISON, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Capitol Bank
710 N High Point Rd
Madison, WI 53717
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/09/1995FDIC Certificate 56211
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Capitol Bank (Main) | 710 N High Point Rd | Madison, WI |
| 108 EAST VERONA AVENUE OFFICE | 108 E Verona Ave | Verona, WI |
| EAST BRANCH | 5427 Eastpark Boulevard | Madison, WI |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/09/1995 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53717 |
| State and County Number | 55025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Madison, WI |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/09/1995 |
| Primary Insurance Agency | DIF |
| Website | capitol.bank |
| Data Updated | 01/30/2026 |
| CERT | 34074 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $633.69M |
| Total Deposits | $542.79M |
| Total Liabilities | $566.16M |
| Total Equity Capital | $67.53M |
| Net Income | $1.66M |
| Net Loans and Leases | $471.98M |
| Assets Per Employee ($Millions) | $11.74M |
| Bank Premises and Fixed Assets | $4.63M |
| Cash and Balances due from Depository Institutions | $47.17M |
| Deposits Held in Domestic Offices | $542.79M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 9.89% |
| Net Interest Margin | 3.11% |
| Efficiency Ratio | 59.43% |
| Tier 1 Risk-Based Capital Ratio | 13.92% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.656% |
| Earning Assets to total Assets | 94.45% |
Income and Expense
| Total Interest Income | $7.76M |
| Total Noninterest Income | $269.00k |
| Total Interest Expense | $3.16M |
| Total Noninterest Expense | $2.89M |
| Net Interest Income | $4.60M |
| Pre-tax Net Operating Income | $1.85M |
| Provision for Credit Losses | $128.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $557.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.07M |
| Total Liabilities and Capital | $633.69M |
Securities
| Securities | $87.64M |
| Available-for-sale debt securities | $85.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.25M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capitol Bank?
$633.69M as of the latest filing.
How much are Capitol Bank's total deposits?
$542.79M in total deposits.
Where is Capitol Bank located?
Madison, WI.
What is the Net Interest Margin?
3.11%.
How many domestic offices does it operate?
3.
When was it established?
10/09/1995.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$471.98M (latest filing).
What is the total interest income (latest filing)?
$7.76M.