Capitol Bank
Madison, WI
IDRSSD: 2339599
Total Assets
$615.15M
Latest filing
Total Deposits
$523.09M
Latest filing
Net Interest Margin
3.16%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Capitol Bank
710 N High Point Rd
Madison, WI 53717
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/09/1995FDIC Certificate 56211
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Capitol Bank (Main) | 710 N High Point Rd | Madison, WI |
| 108 EAST VERONA AVENUE OFFICE | 108 E Verona Ave | Verona, WI |
| EAST BRANCH | 5427 Eastpark Boulevard | Madison, WI |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/09/1995 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53717 |
| State and County Number | 55025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Madison, WI |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/09/1995 |
| Primary Insurance Agency | DIF |
| Website | capitol.bank |
| Data Updated | 11/14/2025 |
| CERT | 34074 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $615.15M |
| Total Deposits | $523.09M |
| Total Liabilities | $548.58M |
| Total Equity Capital | $66.58M |
| Net Income | $1.49M |
| Net Loans and Leases | $471.03M |
| Assets Per Employee ($Millions) | $11.39M |
| Bank Premises and Fixed Assets | $4.77M |
| Cash and Balances due from Depository Institutions | $32.67M |
| Deposits Held in Domestic Offices | $523.09M |
Key Performance Ratios
| Return on Assets (ROA) | 0.98% |
| Return on Equity (ROE) | 9.12% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 58.89% |
| Tier 1 Risk-Based Capital Ratio | 14.022% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.823% |
| Earning Assets to total Assets | 94.89% |
Income and Expense
| Total Interest Income | $7.92M |
| Total Noninterest Income | $379.00k |
| Total Interest Expense | $3.35M |
| Total Noninterest Expense | $2.91M |
| Net Interest Income | $4.56M |
| Pre-tax Net Operating Income | $1.86M |
| Provision for Credit Losses | $171.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $455.00k |
| Other borrowed funds | $19.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $866.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.49M |
| Total Liabilities and Capital | $615.15M |
Securities
| Securities | $83.96M |
| Available-for-sale debt securities | $83.71M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $250.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capitol Bank?
$615.15M as of the latest filing.
How much are Capitol Bank's total deposits?
$523.09M in total deposits.
Where is Capitol Bank located?
Madison, WI.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
3.
When was it established?
10/09/1995.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$471.03M (latest filing).
What is the total interest income (latest filing)?
$7.92M.