Fairfield Federal Savings and Loan Association of Lancaster
Lancaster, OH
IDRSSD: 666974
Total Assets
$275.87M
Latest filing
Total Deposits
$242.61M
Latest filing
Net Interest Margin
3.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Fairfield Federal Savings and Loan Association of Lancaster
111 E Main St
Lancaster, OH 43130
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1895FDIC Certificate 40640
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Fairfield Federal Savings and Loan Association of Lancaster (Main) | 111 E Main St | Lancaster, OH |
| W FAIR AVE BRANCH | 1100 W Fair Ave | Lancaster, OH |
| CROSSCREEKS BLVD BRANCH | 1515 Cross Creeks Blvd | Pickerington, OH |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1895 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43130 |
| State and County Number | 39045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Columbus, OH |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.fairfieldfederal.com |
| Data Updated | 11/14/2025 |
| CERT | 27806 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $275.87M |
| Total Deposits | $242.61M |
| Total Liabilities | $243.33M |
| Total Equity Capital | $32.55M |
| Net Income | $312.00k |
| Net Loans and Leases | $242.20M |
| Assets Per Employee ($Millions) | $5.87M |
| Bank Premises and Fixed Assets | $2.41M |
| Cash and Balances due from Depository Institutions | $9.92M |
| Deposits Held in Domestic Offices | $242.61M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 3.86% |
| Net Interest Margin | 3.02% |
| Efficiency Ratio | 82.12% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.797% |
| Earning Assets to total Assets | 96.78% |
Income and Expense
| Total Interest Income | $3.03M |
| Total Noninterest Income | $157.00k |
| Total Interest Expense | $1.01M |
| Total Noninterest Expense | $1.79M |
| Net Interest Income | $2.02M |
| Pre-tax Net Operating Income | $390.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $181.00k |
| Other borrowed funds | $320.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.49M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $396.00k |
| Total Liabilities and Capital | $275.87M |
Securities
| Securities | $13.34M |
| Available-for-sale debt securities | $13.34M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fairfield Federal Savings and Loan Association of Lancaster?
$275.87M as of the latest filing.
How much are Fairfield Federal Savings and Loan Association of Lancaster's total deposits?
$242.61M in total deposits.
Where is Fairfield Federal Savings and Loan Association of Lancaster located?
Lancaster, OH.
What is the Net Interest Margin?
3.02%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$242.20M (latest filing).
What is the total interest income (latest filing)?
$3.03M.