Guaranty Bank
Springfield, MO
IDRSSD: 3804535
Total Assets
$2.41B
Latest filing
Total Deposits
$1.83B
Latest filing
Net Interest Margin
3.05%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
086519421SPRINGFIELD, MO
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Guaranty Bank
2144 E Republic Rd
Springfield, MO 65804
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/24/2008FDIC Certificate 474394
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Guaranty Bank (Main) | 2144 E Republic Rd | Springfield, MO |
| WEST KEARNEY BRANCH | 1909 W Kearney St | Springfield, MO |
| 2109 N GLENSTONE BRANCH | 2109 N Glenstone Ave | Springfield, MO |
| 4343 SOUTH NATIONAL AVENUE BRANCH | 4343 S National Ave | Springfield, MO |
| JOPLIN BRANCH | 1429 E 32nd St | Joplin, MO |
| NEOSHO BRANCH | 1285 S Neosho Blvd | Neosho, MO |
| GUARANTY BANK - REPUBLIC ROAD BRANCH OFFICE | 2155 W Republic Rd Ste 100 | Springfield, MO |
| GUARANTY BANK - SOUTH NIXA OFFICE | 709 W Mount Vernon St | Nixa, MO |
Showing 7 of 13
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Omb Bank
Springfield, Missouri
→
Assets: $2.01BΔ -18.0%
Oakstar Bank
Springfield, Missouri
→
Assets: $2.97BΔ +21.4%
Mid-Missouri Bank
Springfield, Missouri
→
Assets: $936.80MΔ -61.7%
Arlo Bank
Springfield, Missouri
→
Assets: $173.11MΔ -92.9%
State Bank of Southwest Missouri
Springfield, Missouri
→
Assets: $164.88MΔ -93.3%
First Bank of the Lake
Osage Beach, Missouri
→
Assets: $2.02BΔ -17.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/24/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65804 |
| State and County Number | 29077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Springfield, MO |
Operational Info
| Number of Employees | 206 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/24/2008 |
| Primary Insurance Agency | DIF |
| Website | www.gbankmo.com |
| Data Updated | 01/30/2026 |
| CERT | 58892 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.41B |
| Total Deposits | $1.83B |
| Total Liabilities | $2.02B |
| Total Equity Capital | $392.10M |
| Net Income | $6.72M |
| Net Loans and Leases | $1.84B |
| Assets Per Employee ($Millions) | $12.19M |
| Bank Premises and Fixed Assets | $38.36M |
| Cash and Balances due from Depository Institutions | $32.05M |
| Deposits Held in Domestic Offices | $1.83B |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 6.87% |
| Net Interest Margin | 3.05% |
| Efficiency Ratio | 69.72% |
| Tier 1 Risk-Based Capital Ratio | 12.977% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.241% |
| Earning Assets to total Assets | 88.15% |
Income and Expense
| Total Interest Income | $32.02M |
| Total Noninterest Income | $3.51M |
| Total Interest Expense | $15.64M |
| Total Noninterest Expense | $14.33M |
| Net Interest Income | $16.38M |
| Pre-tax Net Operating Income | $5.55M |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $540.00k |
| Other borrowed funds | $82.81M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $81.40M |
| All Other Liabilities | $24.36M |
| Total Liabilities and Capital | $2.41B |
Securities
| Securities | $271.73M |
| Available-for-sale debt securities | $72.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $198.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Guaranty Bank?
$2.41B as of the latest filing.
How much are Guaranty Bank's total deposits?
$1.83B in total deposits.
Where is Guaranty Bank located?
Springfield, MO.
What is the Net Interest Margin?
3.05%.
How many domestic offices does it operate?
14.
When was it established?
10/24/2008.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$1.84B (latest filing).
What is the total interest income (latest filing)?
$32.02M.