Eastern Connecticut Savings Bank
Norwich, CT
IDRSSD: 939070
Total Assets
$262.64M
Latest filing
Total Deposits
$234.94M
Latest filing
Net Interest Margin
2.92%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06360 |
| State and County Number | 09180 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 28167 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $262.64M |
| Total Deposits | $234.94M |
| Total Liabilities | $244.13M |
| Total Equity Capital | $18.51M |
| Net Income | $224.00k |
| Net Loans and Leases | $220.07M |
| Assets Per Employee ($Millions) | $5.47M |
| Bank Premises and Fixed Assets | $4.88M |
| Cash and Balances due from Depository Institutions | $27.55M |
| Deposits Held in Domestic Offices | $234.94M |
Key Performance Ratios
| Return on Assets (ROA) | 0.34% |
| Return on Equity (ROE) | 4.84% |
| Net Interest Margin | 2.92% |
| Efficiency Ratio | 86.26% |
| Tier 1 Risk-Based Capital Ratio | 10.579% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.049% |
| Earning Assets to total Assets | 92.97% |
Income and Expense
| Total Interest Income | $2.92M |
| Total Noninterest Income | $302.00k |
| Total Interest Expense | $1.11M |
| Total Noninterest Expense | $1.82M |
| Net Interest Income | $1.81M |
| Pre-tax Net Operating Income | $290.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $567.00k |
| Total Liabilities and Capital | $262.64M |
Securities
| Securities | $25.00k |
| Available-for-sale debt securities | $25.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Eastern Connecticut Savings Bank?
$262.64M as of the latest filing.
How much are Eastern Connecticut Savings Bank's total deposits?
$234.94M in total deposits.
Where is Eastern Connecticut Savings Bank located?
Norwich, CT.
What is the Net Interest Margin?
2.92%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
0.34%.
How much are total loans and leases?
$220.07M (latest filing).
What is the total interest income (latest filing)?
$2.92M.