Midstates Bank, National Association
Council Bluffs, IA
IDRSSD: 728948
Total Assets
$625.60M
Latest filing
Total Deposits
$527.69M
Latest filing
Net Interest Margin
3.56%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Midstates Bank, National Association
1851 Madison Ave
Council Bluffs, IA 51503
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1913FDIC Certificate 2950
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Midstates Bank, National Association (Main) | 1851 Madison Ave | Council Bluffs, IA |
| KINGSLEY BRANCH | 1 E 2nd St | Kingsley, IA |
| MINDEN BRANCH | 301 Broadway St | Minden, IA |
| MISSOURI VALLEY BRANCH | 321 E Erie St | Missouri Valley, IA |
| MAIN OFFICE BRANCH | 812 Durant St | Harlan, IA |
| LE MARS BRANCH | 850 12th St Sw | Le Mars, IA |
| KINGSLEY STATE BANK, SERGEANT BLUFF OFFICE | 705 1st St | Sergeant Bluff, IA |
| AVOCA BRANCH | 206 N Elm St | Avoca, IA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51503 |
| State and County Number | 19155 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Omaha-Council Bluffs, NE-IA |
Operational Info
| Number of Employees | 99 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.midstatesbank.com |
| Data Updated | 11/14/2025 |
| CERT | 4465 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $625.60M |
| Total Deposits | $527.69M |
| Total Liabilities | $562.76M |
| Total Equity Capital | $62.84M |
| Net Income | $1.89M |
| Net Loans and Leases | $400.70M |
| Assets Per Employee ($Millions) | $6.26M |
| Bank Premises and Fixed Assets | $6.09M |
| Cash and Balances due from Depository Institutions | $11.50M |
| Deposits Held in Domestic Offices | $527.69M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 12.44% |
| Net Interest Margin | 3.56% |
| Efficiency Ratio | 58.84% |
| Tier 1 Risk-Based Capital Ratio | 16.444% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.045% |
| Earning Assets to total Assets | 96.02% |
Income and Expense
| Total Interest Income | $7.61M |
| Total Noninterest Income | $557.00k |
| Total Interest Expense | $2.29M |
| Total Noninterest Expense | $3.83M |
| Net Interest Income | $5.32M |
| Pre-tax Net Operating Income | $1.97M |
| Provision for Credit Losses | $79.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $31.62M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.45M |
| Total Liabilities and Capital | $625.60M |
Securities
| Securities | $194.43M |
| Available-for-sale debt securities | $194.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $694.00k |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Midstates Bank, National Association?
$625.60M as of the latest filing.
How much are Midstates Bank, National Association's total deposits?
$527.69M in total deposits.
Where is Midstates Bank, National Association located?
Council Bluffs, IA.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$400.70M (latest filing).
What is the total interest income (latest filing)?
$7.61M.