Premier Bank
Rock Valley, IA
IDRSSD: 2539960
Total Assets
$744.63M
Latest filing
Total Deposits
$612.60M
Latest filing
Net Interest Margin
3.98%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Premier Bank
1004 21st Ave
Rock Valley, IA 51247
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/25/1997FDIC Certificate 57147
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Premier Bank (Main) | 1004 21st Ave | Rock Valley, IA |
| HUDSON BRANCH | 407 Wheelock Street | Hudson, SD |
| DOON BRANCH | 227 Main St | Doon, IA |
| ROCK RAPIDS BRANCH | 710 1st Ave | Rock Rapids, IA |
| ALCESTER BANK BRANCH | 190 Iowa St | Alcester, SD |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/25/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51247 |
| State and County Number | 19167 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/25/1997 |
| Primary Insurance Agency | DIF |
| Website | www.premierbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 34384 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $744.63M |
| Total Deposits | $612.60M |
| Total Liabilities | $670.26M |
| Total Equity Capital | $74.37M |
| Net Income | $4.32M |
| Net Loans and Leases | $635.17M |
| Assets Per Employee ($Millions) | $14.05M |
| Bank Premises and Fixed Assets | $3.02M |
| Cash and Balances due from Depository Institutions | $25.60M |
| Deposits Held in Domestic Offices | $612.60M |
Key Performance Ratios
| Return on Assets (ROA) | 2.36% |
| Return on Equity (ROE) | 23.79% |
| Net Interest Margin | 3.98% |
| Efficiency Ratio | 39.51% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.987% |
| Earning Assets to total Assets | 95.19% |
Income and Expense
| Total Interest Income | $12.24M |
| Total Noninterest Income | $393.00k |
| Total Interest Expense | $5.33M |
| Total Noninterest Expense | $2.89M |
| Net Interest Income | $6.91M |
| Pre-tax Net Operating Income | $4.41M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $10.00k |
| Other borrowed funds | $53.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.46M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.67M |
| Total Liabilities and Capital | $744.63M |
Securities
| Securities | $53.63M |
| Available-for-sale debt securities | $53.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Premier Bank?
$744.63M as of the latest filing.
How much are Premier Bank's total deposits?
$612.60M in total deposits.
Where is Premier Bank located?
Rock Valley, IA.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
5.
When was it established?
02/25/1997.
What is the Return on Assets (ROA)?
2.36%.
How much are total loans and leases?
$635.17M (latest filing).
What is the total interest income (latest filing)?
$12.24M.