Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	09/01/1945
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	50436
State and County Number	19189
Subchapter S Corporations	Yes
Trust Powers	Trust Powers Grandfathered
Federal Reserve ID Number	07
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	117
Domestic Offices	9
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	06/30/2024
Date of Deposit Insurance	09/01/1945
Primary Insurance Agency	DIF
Website	www.mbtbank.bank
Data Updated	11/14/2025
CERT	16307
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$726.32M
Total Deposits	$608.82M
Total Liabilities	$649.24M
Total Equity Capital	$77.08M
Net Income	$2.19M
Net Loans and Leases	$494.79M
Assets Per Employee ($Millions)	$6.26M
Bank Premises and Fixed Assets	$9.84M
Cash and Balances due from Depository Institutions	$10.19M
Deposits Held in Domestic Offices	$608.82M

Return on Assets (ROA)	1.21%
Return on Equity (ROE)	11.62%
Net Interest Margin	3.5%
Efficiency Ratio	66.87%
Tier 1 Risk-Based Capital Ratio	13.054%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.1%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	10.612%
Earning Assets to total Assets	92.18%

Total Interest Income	$8.90M
Total Noninterest Income	$1.50M
Total Interest Expense	$3.02M
Total Noninterest Expense	$4.96M
Net Interest Income	$5.88M
Pre-tax Net Operating Income	$2.23M
Provision for Credit Losses	$180.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$33.22M
Federal Funds Sold & Reverse Repurchase Agreement	$6.04M
Federal Funds Purchased and Repurchased Agreement	$1.23M
All Other Liabilities	$5.97M
Total Liabilities and Capital	$726.32M

Securities	$168.30M
Available-for-sale debt securities	$167.11M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Manufacturers Bank & Trust Company?

$726.32M as of the latest filing.

How much are Manufacturers Bank & Trust Company's total deposits?

$608.82M in total deposits.

Where is Manufacturers Bank & Trust Company located?

Forest City, IA.

What is the Net Interest Margin?

3.50%.

How many domestic offices does it operate?

When was it established?

09/01/1945.

What is the Return on Assets (ROA)?

1.21%.

How much are total loans and leases?

$494.79M (latest filing).

What is the total interest income (latest filing)?

$8.90M.