GNB Bank
Grundy Center, IA
IDRSSD: 724744
Total Assets
$625.38M
Latest filing
Total Deposits
$515.63M
Latest filing
Net Interest Margin
4.02%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/16/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50638 |
| State and County Number | 19075 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Waterloo-Cedar Falls, IA |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/16/1934 |
| Primary Insurance Agency | DIF |
| Website | www.gnbbank.com |
| Data Updated | 11/14/2025 |
| CERT | 14079 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $625.38M |
| Total Deposits | $515.63M |
| Total Liabilities | $550.10M |
| Total Equity Capital | $75.28M |
| Net Income | $2.99M |
| Net Loans and Leases | $450.30M |
| Assets Per Employee ($Millions) | $6.25M |
| Bank Premises and Fixed Assets | $4.11M |
| Cash and Balances due from Depository Institutions | $16.42M |
| Deposits Held in Domestic Offices | $515.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.91% |
| Return on Equity (ROE) | 16.24% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 57.81% |
| Tier 1 Risk-Based Capital Ratio | 13.631% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.037% |
| Earning Assets to total Assets | 92.16% |
Income and Expense
| Total Interest Income | $8.76M |
| Total Noninterest Income | $1.65M |
| Total Interest Expense | $2.96M |
| Total Noninterest Expense | $4.31M |
| Net Interest Income | $5.80M |
| Pre-tax Net Operating Income | $3.09M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.21M |
| Federal Funds Sold & Reverse Repurchase Agreement | $317.00k |
| Federal Funds Purchased and Repurchased Agreement | $3.01M |
| All Other Liabilities | $7.25M |
| Total Liabilities and Capital | $625.38M |
Securities
| Securities | $117.01M |
| Available-for-sale debt securities | $117.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of GNB Bank?
$625.38M as of the latest filing.
How much are GNB Bank's total deposits?
$515.63M in total deposits.
Where is GNB Bank located?
Grundy Center, IA.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
11.
When was it established?
03/16/1934.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$450.30M (latest filing).
What is the total interest income (latest filing)?
$8.76M.