South Story Bank & Trust
Slater, IA
IDRSSD: 542340
Total Assets
$610.65M
Latest filing
Total Deposits
$471.94M
Latest filing
Net Interest Margin
3.70%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073922238SLATER, IA
Key People
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Locations
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Main Office
South Story Bank & Trust
501 Linn St
Slater, IA 50244
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1954FDIC Certificate 11358
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| South Story Bank & Trust (Main) | 501 Linn St | Slater, IA |
| HUXLEY BRANCH | 905 N Us Highway 69 | Huxley, IA |
| AMES OFFICE | 2701 Stange Rd | Ames, IA |
| AMES BRANCH | 2701 Stange Rd | Ames, IA |
| WEST DES MOINES BRANCH | 6139 Ashworth Rd | West Des Moines, IA |
| NEVADA BRANCH | 1601 S B Ave | Nevada, IA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1954 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50244 |
| State and County Number | 19169 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Ames, IA |
Operational Info
| Number of Employees | 79 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 09/01/1954 |
| Primary Insurance Agency | DIF |
| Website | www.southstorybank.com |
| Data Updated | 01/30/2026 |
| CERT | 17348 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $610.65M |
| Total Deposits | $471.94M |
| Total Liabilities | $539.40M |
| Total Equity Capital | $71.25M |
| Net Income | $959.00k |
| Net Loans and Leases | $548.67M |
| Assets Per Employee ($Millions) | $7.45M |
| Bank Premises and Fixed Assets | $5.95M |
| Cash and Balances due from Depository Institutions | $31.50M |
| Deposits Held in Domestic Offices | $471.94M |
Key Performance Ratios
| Return on Assets (ROA) | 0.62% |
| Return on Equity (ROE) | 5.42% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.667% |
| Earning Assets to total Assets | 94.47% |
Income and Expense
| Total Interest Income | $9.54M |
| Total Noninterest Income | $444.00k |
| Total Interest Expense | $4.14M |
| Total Noninterest Expense | $4.32M |
| Net Interest Income | $5.40M |
| Pre-tax Net Operating Income | $1.22M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.10M |
| Other borrowed funds | $61.62M |
| Federal Funds Sold & Reverse Repurchase Agreement | $12.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.84M |
| Total Liabilities and Capital | $610.65M |
Securities
| Securities | $6.52M |
| Available-for-sale debt securities | $6.49M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of South Story Bank & Trust?
$610.65M as of the latest filing.
How much are South Story Bank & Trust's total deposits?
$471.94M in total deposits.
Where is South Story Bank & Trust located?
Slater, IA.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
6.
When was it established?
09/01/1954.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$548.67M (latest filing).
What is the total interest income (latest filing)?
$9.54M.