City State Bank
Norwalk, IA
IDRSSD: 252041
Total Assets
$774.89M
Latest filing
Total Deposits
$684.10M
Latest filing
Net Interest Margin
3.24%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073911061NORWALK, IA
Key People
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Locations
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Main Office
City State Bank
801 Main St
Norwalk, IA 50211
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1895FDIC Certificate 9002
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| City State Bank (Main) | 801 Main St | Norwalk, IA |
| NEW VIRGINIA BRANCH | 501 West St | New Virginia, IA |
| MADRID BRANCH | 105 E 2nd St | Madrid, IA |
| INDIANOLA BRANCH | 1510 N 1st St | Indianola, IA |
| MARTENSDALE BRANCH | 368 N Highway 28 | Martensdale, IA |
| KENNYBROOK VILLAGE BRANCH | Po Box 590 | Grimes, IA |
| MOUNT AYR BRANCH | 103 W South St | Mount Ayr, IA |
| 1225 COLONIAL | 1225 Colonial Pkwy | Norwalk, IA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1895 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50211 |
| State and County Number | 19181 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Des Moines-West Des Moines, IA |
Operational Info
| Number of Employees | 98 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/25/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citystatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 14410 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $774.89M |
| Total Deposits | $684.10M |
| Total Liabilities | $703.39M |
| Total Equity Capital | $71.50M |
| Net Income | $2.99M |
| Net Loans and Leases | $575.08M |
| Assets Per Employee ($Millions) | $7.75M |
| Bank Premises and Fixed Assets | $10.06M |
| Cash and Balances due from Depository Institutions | $107.26M |
| Deposits Held in Domestic Offices | $684.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 16.8% |
| Net Interest Margin | 3.24% |
| Efficiency Ratio | 62.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.227% |
| Earning Assets to total Assets | 97.19% |
Income and Expense
| Total Interest Income | $10.18M |
| Total Noninterest Income | $2.59M |
| Total Interest Expense | $4.25M |
| Total Noninterest Expense | $5.40M |
| Net Interest Income | $5.92M |
| Pre-tax Net Operating Income | $3.11M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.89M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.17M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.40M |
| Total Liabilities and Capital | $774.89M |
Securities
| Securities | $70.52M |
| Available-for-sale debt securities | $70.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of City State Bank?
$774.89M as of the latest filing.
How much are City State Bank's total deposits?
$684.10M in total deposits.
Where is City State Bank located?
Norwalk, IA.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$575.08M (latest filing).
What is the total interest income (latest filing)?
$10.18M.