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City State Bank

Norwalk, IA
IDRSSD: 252041
Total Assets
$733.11M
Latest filing
Total Deposits
$641.60M
Latest filing
Net Interest Margin
3.28%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1895
Community BankYes
Ownership TypeNot Mutual
ZIP50211
State and County Number19181
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDes Moines-West Des Moines, IA

Operational Info

Number of Employees95
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance05/25/1934
Primary Insurance AgencyDIF
Websitewww.citystatebank.com
Data Updated11/14/2025
CERT14410
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$733.11M
Total Deposits$641.60M
Total Liabilities$662.41M
Total Equity Capital$70.70M
Net Income$2.84M
Net Loans and Leases$583.21M
Assets Per Employee ($Millions)$7.48M
Bank Premises and Fixed Assets$10.11M
Cash and Balances due from Depository Institutions$50.73M
Deposits Held in Domestic Offices$641.60M

Key Performance Ratios

Return on Assets (ROA)1.53%
Return on Equity (ROE)16.31%
Net Interest Margin3.28%
Efficiency Ratio64.29%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.644%
Earning Assets to total Assets96.89%

Income and Expense

Total Interest Income$10.08M
Total Noninterest Income$2.39M
Total Interest Expense$4.18M
Total Noninterest Expense$5.39M
Net Interest Income$5.90M
Pre-tax Net Operating Income$2.90M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$17.06M
Federal Funds Sold & Reverse Repurchase Agreement$4.86M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.75M
Total Liabilities and Capital$733.11M

Securities

Securities$73.76M
Available-for-sale debt securities$73.69M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of City State Bank?
$733.11M as of the latest filing.
How much are City State Bank's total deposits?
$641.60M in total deposits.
Where is City State Bank located?
Norwalk, IA.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$583.21M (latest filing).
What is the total interest income (latest filing)?
$10.08M.