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Concordia Bank of Concordia, Missouri

Concordia, MO
IDRSSD: 164957
Total Assets
$127.81M
Latest filing
Total Deposits
$112.87M
Latest filing
Net Interest Margin
4.75%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/01/1932
Community BankYes
Ownership TypeNot Mutual
ZIP64020
State and County Number29107
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees23
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/12/2010
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.concordia-bank.com
Data Updated11/14/2025
CERT13788
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$127.81M
Total Deposits$112.87M
Total Liabilities$113.78M
Total Equity Capital$14.03M
Net Income$506.00k
Net Loans and Leases$90.30M
Assets Per Employee ($Millions)$5.56M
Bank Premises and Fixed Assets$3.40M
Cash and Balances due from Depository Institutions$15.28M
Deposits Held in Domestic Offices$112.87M

Key Performance Ratios

Return on Assets (ROA)1.61%
Return on Equity (ROE)14.71%
Net Interest Margin4.75%
Efficiency Ratio55.86%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.98%
Earning Assets to total Assets94.02%

Income and Expense

Total Interest Income$1.91M
Total Noninterest Income$141.00k
Total Interest Expense$510.00k
Total Noninterest Expense$858.00k
Net Interest Income$1.40M
Pre-tax Net Operating Income$664.00k
Provision for Credit Losses$14.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$50.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.13M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$903.00k
Total Liabilities and Capital$127.81M

Securities

Securities$13.04M
Available-for-sale debt securities$13.04M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Concordia Bank of Concordia, Missouri?
$127.81M as of the latest filing.
How much are Concordia Bank of Concordia, Missouri's total deposits?
$112.87M in total deposits.
Where is Concordia Bank of Concordia, Missouri located?
Concordia, MO.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
4.
When was it established?
05/01/1932.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$90.30M (latest filing).
What is the total interest income (latest filing)?
$1.91M.