Concordia Bank of Concordia, Missouri
Concordia, MO
IDRSSD: 164957
Total Assets
$127.51M
Latest filing
Total Deposits
$112.63M
Latest filing
Net Interest Margin
4.60%
Profitability
Key People
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Locations
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Main Office
Concordia Bank of Concordia, Missouri
547 S Main St
Concordia, MO 64020
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1932FDIC Certificate 8620
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Concordia Bank of Concordia, Missouri (Main) | 547 S Main St | Concordia, MO |
| DRIVE FACILITY BRANCH | 302 Nw 2nd Street | Concordia, MO |
| LAURIE BRANCH | 504 N Main St | Laurie, MO |
| CONCORDIA BANK | 325 S 2nd St | Odessa, MO |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64020 |
| State and County Number | 29107 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/12/2010 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.concordia-bank.com |
| Data Updated | 01/30/2026 |
| CERT | 13788 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $127.51M |
| Total Deposits | $112.63M |
| Total Liabilities | $113.36M |
| Total Equity Capital | $14.15M |
| Net Income | $426.00k |
| Net Loans and Leases | $92.01M |
| Assets Per Employee ($Millions) | $5.54M |
| Bank Premises and Fixed Assets | $3.37M |
| Cash and Balances due from Depository Institutions | $15.66M |
| Deposits Held in Domestic Offices | $112.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 12.09% |
| Net Interest Margin | 4.6% |
| Efficiency Ratio | 61.01% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.094% |
| Earning Assets to total Assets | 93.32% |
Income and Expense
| Total Interest Income | $1.88M |
| Total Noninterest Income | $134.00k |
| Total Interest Expense | $510.00k |
| Total Noninterest Expense | $920.00k |
| Net Interest Income | $1.37M |
| Pre-tax Net Operating Income | $555.00k |
| Provision for Credit Losses | $33.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $739.00k |
| Total Liabilities and Capital | $127.51M |
Securities
| Securities | $12.99M |
| Available-for-sale debt securities | $12.99M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Concordia Bank of Concordia, Missouri?
$127.51M as of the latest filing.
How much are Concordia Bank of Concordia, Missouri's total deposits?
$112.63M in total deposits.
Where is Concordia Bank of Concordia, Missouri located?
Concordia, MO.
What is the Net Interest Margin?
4.60%.
How many domestic offices does it operate?
4.
When was it established?
05/01/1932.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$92.01M (latest filing).
What is the total interest income (latest filing)?
$1.88M.