KS StateBank

Manhattan, KS
IDRSSD: 160959
Total Assets
$2.64B
Latest filing
Total Deposits
$2.22B
Latest filing
Net Interest Margin
3.28%
Profitability

Key People

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Locations

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Main Office
KS StateBank
1010 Westloop Pl
Manhattan, KS 66502
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/21/1969FDIC Certificate 13676

Branches (5)

Page 1 of 1
NameAddressCity / State
KS StateBank (Main)1010 Westloop PlManhattan, KS
POYNTZ AVENUE BRANCH555 Poyntz AveManhattan, KS
HIGHWAY 24 BRANCH8803 E Us Highway 24Manhattan, KS
JUNCTION CITY BRANCH539 W 6th StJunction City, KS
WICHITA BRANCH1424 S Maize RdWichita, KS
PHOENIX BRANCH5110 N Central AvePhoenix, AZ
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/21/1969
Community BankYes
Ownership TypeNot Mutual
ZIP66502
State and County Number20161
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameManhattan, KS

Operational Info

Number of Employees187
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/21/1969
Primary Insurance AgencyDIF
Websitehttp://ksstate.bank
Data Updated01/30/2026
CERT19899
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.64B
Total Deposits$2.22B
Total Liabilities$2.32B
Total Equity Capital$326.97M
Net Income$12.73M
Net Loans and Leases$2.02B
Assets Per Employee ($Millions)$14.68M
Bank Premises and Fixed Assets$4.77M
Cash and Balances due from Depository Institutions$154.30M
Deposits Held in Domestic Offices$2.22B

Key Performance Ratios

Return on Assets (ROA)1.91%
Return on Equity (ROE)15.77%
Net Interest Margin3.28%
Efficiency Ratio33.66%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.21%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.372%
Earning Assets to total Assets97.67%

Income and Expense

Total Interest Income$39.88M
Total Noninterest Income$599.00k
Total Interest Expense$18.56M
Total Noninterest Expense$7.38M
Net Interest Income$21.32M
Pre-tax Net Operating Income$13.15M
Provision for Credit Losses$1.40M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$3.74M
Other borrowed funds$72.60M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$11.99M
All Other Liabilities$13.92M
Total Liabilities and Capital$2.64B

Securities

Securities$419.80M
Available-for-sale debt securities$418.06M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.74M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of KS StateBank?
$2.64B as of the latest filing.
How much are KS StateBank's total deposits?
$2.22B in total deposits.
Where is KS StateBank located?
Manhattan, KS.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
6.
When was it established?
01/21/1969.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$2.02B (latest filing).
What is the total interest income (latest filing)?
$39.88M.