Outdoor Bank

Manhattan, KS
IDRSSD: 43351
Total Assets
$661.34M
Latest filing
Total Deposits
$585.39M
Latest filing
Net Interest Margin
4.06%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

2 routesView all
101106528MANHATTAN, KS101110488MANHATTAN, KS

Key People

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Locations

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Main Office
Outdoor Bank
2401 N Seth Child Rd
Manhattan, KS 66503
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1897FDIC Certificate 11648

Branches (10)

Page 1 of 2
NameAddressCity / State
Outdoor Bank (Main)2401 N Seth Child RdManhattan, KS
8 - WAKEENEY BRANCH100 N Main StWakeeney, KS
9 - HILL CITY BRANCH521 W Main StHill City, KS
2 - COLBY BRANCH100 S Range AveColby, KS
3 - HOXIE BRANCH940 Oak AveHoxie, KS
4 - GOODLAND BRANCH1302 Main AveGoodland, KS
5 - OAKLEY BRANCH610 W 2nd StOakley, KS
13 - LEONDARDVILLE BRANCH102 W Barton RdLeonardville, KS
Showing 7 of 10

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1897
Community BankYes
Ownership TypeNot Mutual
ZIP66503
State and County Number20161
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameManhattan, KS

Operational Info

Number of Employees94
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/24/2023
Date of Deposit Insurance11/01/1956
Primary Insurance AgencyDIF
Websitewww.outdoorbank.com
Data Updated01/30/2026
CERT17685
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$661.34M
Total Deposits$585.39M
Total Liabilities$598.50M
Total Equity Capital$62.84M
Net Income$1.38M
Net Loans and Leases$476.77M
Assets Per Employee ($Millions)$7.04M
Bank Premises and Fixed Assets$16.24M
Cash and Balances due from Depository Institutions$151.58M
Deposits Held in Domestic Offices$585.39M

Key Performance Ratios

Return on Assets (ROA)0.89%
Return on Equity (ROE)8.9%
Net Interest Margin4.06%
Efficiency Ratio82.68%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.38%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.502%
Earning Assets to total Assets93.21%

Income and Expense

Total Interest Income$9.61M
Total Noninterest Income$301.00k
Total Interest Expense$3.66M
Total Noninterest Expense$5.40M
Net Interest Income$5.95M
Pre-tax Net Operating Income$1.45M
Provision for Credit Losses$-600,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$884.00k
Other borrowed funds$10.94M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.17M
Total Liabilities and Capital$661.34M

Securities

Securities$2.62M
Available-for-sale debt securities$2.60M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Outdoor Bank?
$661.34M as of the latest filing.
How much are Outdoor Bank's total deposits?
$585.39M in total deposits.
Where is Outdoor Bank located?
Manhattan, KS.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1897.
What is the Return on Assets (ROA)?
0.89%.
How much are total loans and leases?
$476.77M (latest filing).
What is the total interest income (latest filing)?
$9.61M.