Community Valley Bank
El Centro, CA
IDRSSD: 3637706
Total Assets
$324.70M
Latest filing
Total Deposits
$285.46M
Latest filing
Net Interest Margin
4.58%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community Valley Bank
1443 W Main St
El Centro, CA 92243
Full Service - Brick and Mortar
Updated 11/28/2025Established 10/01/2007FDIC Certificate 454577
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Community Valley Bank (Main) | 1443 W Main St | El Centro, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92243 |
| State and County Number | 06025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | El Centro, CA |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2025 |
| Date of Deposit Insurance | 10/01/2007 |
| Primary Insurance Agency | DIF |
| Website | www.yourcvb.com |
| Data Updated | 11/28/2025 |
| CERT | 58500 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $324.70M |
| Total Deposits | $285.46M |
| Total Liabilities | $291.88M |
| Total Equity Capital | $32.81M |
| Net Income | $1.04M |
| Net Loans and Leases | $269.88M |
| Assets Per Employee ($Millions) | $7.73M |
| Bank Premises and Fixed Assets | $8.69M |
| Cash and Balances due from Depository Institutions | $33.47M |
| Deposits Held in Domestic Offices | $285.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 12.44% |
| Net Interest Margin | 4.58% |
| Efficiency Ratio | 67.9% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.106% |
| Earning Assets to total Assets | 93.46% |
Income and Expense
| Total Interest Income | $4.93M |
| Total Noninterest Income | $771.00k |
| Total Interest Expense | $1.47M |
| Total Noninterest Expense | $2.87M |
| Net Interest Income | $3.46M |
| Pre-tax Net Operating Income | $1.24M |
| Provision for Credit Losses | $119.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.18M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.24M |
| Total Liabilities and Capital | $324.70M |
Securities
| Securities | $4.62M |
| Available-for-sale debt securities | $6.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.62M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Valley Bank?
$324.70M as of the latest filing.
How much are Community Valley Bank's total deposits?
$285.46M in total deposits.
Where is Community Valley Bank located?
El Centro, CA.
What is the Net Interest Margin?
4.58%.
How many domestic offices does it operate?
5.
When was it established?
10/01/2007.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$269.88M (latest filing).
What is the total interest income (latest filing)?
$4.93M.