Pinnacle Bank
Marshalltown, IA
IDRSSD: 365745
Total Assets
$314.85M
Latest filing
Total Deposits
$272.31M
Latest filing
Net Interest Margin
3.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pinnacle Bank
2206 S Center St
Marshalltown, IA 50158
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/05/1927FDIC Certificate 201
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Pinnacle Bank (Main) | 2206 S Center St | Marshalltown, IA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/05/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50158 |
| State and County Number | 19127 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Marshalltown, IA |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankpinnacle.us |
| Data Updated | 11/14/2025 |
| CERT | 252 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $314.85M |
| Total Deposits | $272.31M |
| Total Liabilities | $275.70M |
| Total Equity Capital | $39.15M |
| Net Income | $1.39M |
| Net Loans and Leases | $208.58M |
| Assets Per Employee ($Millions) | $10.86M |
| Bank Premises and Fixed Assets | $2.26M |
| Cash and Balances due from Depository Institutions | $29.66M |
| Deposits Held in Domestic Offices | $272.31M |
Key Performance Ratios
| Return on Assets (ROA) | 1.81% |
| Return on Equity (ROE) | 14.73% |
| Net Interest Margin | 3.89% |
| Efficiency Ratio | 42.35% |
| Tier 1 Risk-Based Capital Ratio | 17.062% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.434% |
| Earning Assets to total Assets | 92.4% |
Income and Expense
| Total Interest Income | $4.09M |
| Total Noninterest Income | $519.00k |
| Total Interest Expense | $1.34M |
| Total Noninterest Expense | $1.39M |
| Net Interest Income | $2.75M |
| Pre-tax Net Operating Income | $1.81M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.89M |
| Federal Funds Purchased and Repurchased Agreement | $1.47M |
| All Other Liabilities | $1.93M |
| Total Liabilities and Capital | $314.85M |
Securities
| Securities | $55.34M |
| Available-for-sale debt securities | $55.34M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pinnacle Bank?
$314.85M as of the latest filing.
How much are Pinnacle Bank's total deposits?
$272.31M in total deposits.
Where is Pinnacle Bank located?
Marshalltown, IA.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
1.
When was it established?
05/05/1927.
What is the Return on Assets (ROA)?
1.81%.
How much are total loans and leases?
$208.58M (latest filing).
What is the total interest income (latest filing)?
$4.09M.