Iowa State Bank and Trust Company of Fairfield, Iowa
Fairfield, IA
IDRSSD: 651541
Total Assets
$325.29M
Latest filing
Total Deposits
$270.87M
Latest filing
Net Interest Margin
3.64%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Iowa State Bank and Trust Company of Fairfield, Iowa
55 S 4th St
Fairfield, IA 52556
Full Service - Brick and Mortar
Updated 04/10/2026Established 05/19/1934FDIC Certificate 9004
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Iowa State Bank and Trust Company of Fairfield, Iowa (Main) | 55 S 4th St | Fairfield, IA |
| OTTUMWA BRANCH | 625 Pennsylvania Ave | Ottumwa, IA |
| CENTERVILLE BRANCH | 110 North 18th Street | Centerville, IA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/19/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52556 |
| State and County Number | 19101 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fairfield, IA |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/25/1934 |
| Primary Insurance Agency | DIF |
| Website | www.myiowastatebank.com |
| Data Updated | 04/10/2026 |
| CERT | 14413 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $325.29M |
| Total Deposits | $270.87M |
| Total Liabilities | $298.77M |
| Total Equity Capital | $26.52M |
| Net Income | $988.00k |
| Net Loans and Leases | $244.65M |
| Assets Per Employee ($Millions) | $9.57M |
| Bank Premises and Fixed Assets | $3.14M |
| Cash and Balances due from Depository Institutions | $16.22M |
| Deposits Held in Domestic Offices | $270.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 14.94% |
| Net Interest Margin | 3.64% |
| Efficiency Ratio | 54.56% |
| Tier 1 Risk-Based Capital Ratio | 10.797% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.152% |
| Earning Assets to total Assets | 95.03% |
Income and Expense
| Total Interest Income | $4.73M |
| Total Noninterest Income | $116.00k |
| Total Interest Expense | $1.89M |
| Total Noninterest Expense | $1.61M |
| Net Interest Income | $2.84M |
| Pre-tax Net Operating Income | $1.24M |
| Provision for Credit Losses | $107.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $26.56M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.34M |
| Total Liabilities and Capital | $325.29M |
Securities
| Securities | $51.80M |
| Available-for-sale debt securities | $51.80M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iowa State Bank and Trust Company of Fairfield, Iowa?
$325.29M as of the latest filing.
How much are Iowa State Bank and Trust Company of Fairfield, Iowa's total deposits?
$270.87M in total deposits.
Where is Iowa State Bank and Trust Company of Fairfield, Iowa located?
Fairfield, IA.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
3.
When was it established?
05/19/1934.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$244.65M (latest filing).
What is the total interest income (latest filing)?
$4.73M.