Classic Bank, National Association

Cameron, TX
IDRSSD: 182951
Total Assets
$647.91M
Latest filing
Total Deposits
$570.65M
Latest filing
Net Interest Margin
3.62%
Profitability

Locations

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Main Office
Classic Bank, National Association
102 N Houston Ave
Cameron, TX 76520
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/22/1889FDIC Certificate 2000

Branches (6)

Page 1 of 1
NameAddressCity / State
Classic Bank, National Association (Main)102 N Houston AveCameron, TX
GIDDINGS BRANCH825 E Austin StGiddings, TX
ROSEBUD BRANCH198 W Ave BRosebud, TX
ROCKDALE BRANCH1707 W Cameron AveRockdale, TX
LIBERTY HILL BRANCH12251 W State Highway 29Liberty Hill, TX
BASTROP BRANCH493 Highway 71 WBastrop, TX
THORNDALE BRANCH204 W Us Highway 79Thorndale, TX
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date08/22/1889
Community BankYes
Ownership TypeNot Mutual
ZIP76520
State and County Number48331
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees86
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.classic.bank
Data Updated11/14/2025
CERT3126
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$647.91M
Total Deposits$570.65M
Total Liabilities$578.61M
Total Equity Capital$69.30M
Net Income$2.84M
Net Loans and Leases$518.16M
Assets Per Employee ($Millions)$7.12M
Bank Premises and Fixed Assets$12.50M
Cash and Balances due from Depository Institutions$9.52M
Deposits Held in Domestic Offices$570.65M

Key Performance Ratios

Return on Assets (ROA)1.71%
Return on Equity (ROE)16.77%
Net Interest Margin3.62%
Efficiency Ratio61.44%
Tier 1 Risk-Based Capital Ratio15.216%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.696%
Earning Assets to total Assets93.58%

Income and Expense

Total Interest Income$8.92M
Total Noninterest Income$1.73M
Total Interest Expense$3.29M
Total Noninterest Expense$4.52M
Net Interest Income$5.63M
Pre-tax Net Operating Income$2.84M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.96M
Total Liabilities and Capital$647.91M

Securities

Securities$83.31M
Available-for-sale debt securities$83.31M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Classic Bank, National Association?
$647.91M as of the latest filing.
How much are Classic Bank, National Association's total deposits?
$570.65M in total deposits.
Where is Classic Bank, National Association located?
Cameron, TX.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
7.
When was it established?
08/22/1889.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$518.16M (latest filing).
What is the total interest income (latest filing)?
$8.92M.