The Citizens State Bank at Mohall
Mohall, ND
IDRSSD: 688453
Total Assets
$77.25M
Latest filing
Total Deposits
$64.22M
Latest filing
Net Interest Margin
3.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Citizens State Bank at Mohall
102 Main St W
Mohall, ND 58761
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1915FDIC Certificate 5507
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Citizens State Bank at Mohall (Main) | 102 Main St W | Mohall, ND |
| PAYING AND RECEIVING BRANCH | Lincoln Avenue | Sherwood, ND |
| LANSFORD PAYING AND RECEIVING BRANCH | 791 Main St | Lansford, ND |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58761 |
| State and County Number | 38075 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minot, ND |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.csbmsl.com |
| Data Updated | 11/14/2025 |
| CERT | 8632 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $77.25M |
| Total Deposits | $64.22M |
| Total Liabilities | $68.33M |
| Total Equity Capital | $8.91M |
| Net Income | $184.00k |
| Net Loans and Leases | $56.11M |
| Assets Per Employee ($Millions) | $7.02M |
| Bank Premises and Fixed Assets | $231.00k |
| Cash and Balances due from Depository Institutions | $738.00k |
| Deposits Held in Domestic Offices | $64.22M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 8.37% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 74.66% |
| Tier 1 Risk-Based Capital Ratio | 15.287% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.538% |
| Earning Assets to total Assets | 96.84% |
Income and Expense
| Total Interest Income | $1.04M |
| Total Noninterest Income | $21.00k |
| Total Interest Expense | $323.00k |
| Total Noninterest Expense | $548.00k |
| Net Interest Income | $713.00k |
| Pre-tax Net Operating Income | $186.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.73M |
| All Other Liabilities | $377.00k |
| Total Liabilities and Capital | $77.25M |
Securities
| Securities | $18.70M |
| Available-for-sale debt securities | $18.65M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens State Bank at Mohall?
$77.25M as of the latest filing.
How much are The Citizens State Bank at Mohall's total deposits?
$64.22M in total deposits.
Where is The Citizens State Bank at Mohall located?
Mohall, ND.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
3.
When was it established?
06/01/1915.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$56.11M (latest filing).
What is the total interest income (latest filing)?
$1.04M.