Kindred State Bank
Kindred, ND
IDRSSD: 816751
Total Assets
$42.95M
Latest filing
Total Deposits
$38.92M
Latest filing
Net Interest Margin
3.82%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Kindred State Bank
411 Elm St
Kindred, ND 58051
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1898FDIC Certificate 5713
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Kindred State Bank (Main) | 411 Elm St | Kindred, ND | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58051 |
| State and County Number | 38017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fargo, ND-MN |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.kindredstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 8946 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $42.95M |
| Total Deposits | $38.92M |
| Total Liabilities | $38.99M |
| Total Equity Capital | $3.95M |
| Net Income | $177.00k |
| Net Loans and Leases | $21.52M |
| Assets Per Employee ($Millions) | $8.59M |
| Bank Premises and Fixed Assets | $268.00k |
| Cash and Balances due from Depository Institutions | $9.93M |
| Deposits Held in Domestic Offices | $38.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.74% |
| Return on Equity (ROE) | 18.34% |
| Net Interest Margin | 3.82% |
| Efficiency Ratio | 69.7% |
| Tier 1 Risk-Based Capital Ratio | 15.992% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.202% |
| Earning Assets to total Assets | 90.62% |
Income and Expense
| Total Interest Income | $488.00k |
| Total Noninterest Income | $211.00k |
| Total Interest Expense | $128.00k |
| Total Noninterest Expense | $398.00k |
| Net Interest Income | $360.00k |
| Pre-tax Net Operating Income | $177.00k |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.96M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $70.00k |
| Total Liabilities and Capital | $42.95M |
Securities
| Securities | $5.82M |
| Available-for-sale debt securities | $3.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.79M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kindred State Bank?
$42.95M as of the latest filing.
How much are Kindred State Bank's total deposits?
$38.92M in total deposits.
Where is Kindred State Bank located?
Kindred, ND.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
1.
When was it established?
12/01/1898.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$21.52M (latest filing).
What is the total interest income (latest filing)?
$488.00k.