Kindred State Bank

Kindred, ND
IDRSSD: 816751
Total Assets
$42.95M
Latest filing
Total Deposits
$38.92M
Latest filing
Net Interest Margin
3.82%
Profitability

Key People

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Locations

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Main Office
Kindred State Bank
411 Elm St
Kindred, ND 58051
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1898FDIC Certificate 5713

Branches (0)

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NameAddressCity / State
No branch data available.
Kindred State Bank (Main)411 Elm StKindred, ND

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/01/1898
Community BankYes
Ownership TypeNot Mutual
ZIP58051
State and County Number38017
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameFargo, ND-MN

Operational Info

Number of Employees6
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.kindredstatebank.com
Data Updated01/30/2026
CERT8946
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$42.95M
Total Deposits$38.92M
Total Liabilities$38.99M
Total Equity Capital$3.95M
Net Income$177.00k
Net Loans and Leases$21.52M
Assets Per Employee ($Millions)$8.59M
Bank Premises and Fixed Assets$268.00k
Cash and Balances due from Depository Institutions$9.93M
Deposits Held in Domestic Offices$38.92M

Key Performance Ratios

Return on Assets (ROA)1.74%
Return on Equity (ROE)18.34%
Net Interest Margin3.82%
Efficiency Ratio69.7%
Tier 1 Risk-Based Capital Ratio15.992%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.202%
Earning Assets to total Assets90.62%

Income and Expense

Total Interest Income$488.00k
Total Noninterest Income$211.00k
Total Interest Expense$128.00k
Total Noninterest Expense$398.00k
Net Interest Income$360.00k
Pre-tax Net Operating Income$177.00k
Provision for Credit Losses$-4,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.96M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$70.00k
Total Liabilities and Capital$42.95M

Securities

Securities$5.82M
Available-for-sale debt securities$3.02M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$2.79M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Kindred State Bank?
$42.95M as of the latest filing.
How much are Kindred State Bank's total deposits?
$38.92M in total deposits.
Where is Kindred State Bank located?
Kindred, ND.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
1.
When was it established?
12/01/1898.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$21.52M (latest filing).
What is the total interest income (latest filing)?
$488.00k.