Aspire Bank
Fargo, ND
IDRSSD: 668053
Total Assets
$62.62M
Latest filing
Total Deposits
$51.24M
Latest filing
Net Interest Margin
5.21%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Aspire Bank
5195 45th St S
Fargo, ND 58104
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/19/1905FDIC Certificate 2565
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Aspire Bank (Main) | 5195 45th St S | Fargo, ND |
| HATTON BRANCH | 415 7th St | Hatton, ND |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/19/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58104 |
| State and County Number | 38017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fargo, ND-MN |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | aspirebanks.com |
| Data Updated | 01/30/2026 |
| CERT | 3934 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $62.62M |
| Total Deposits | $51.24M |
| Total Liabilities | $55.64M |
| Total Equity Capital | $6.98M |
| Net Income | $178.00k |
| Net Loans and Leases | $53.66M |
| Assets Per Employee ($Millions) | $5.69M |
| Bank Premises and Fixed Assets | $377.00k |
| Cash and Balances due from Depository Institutions | $1.04M |
| Deposits Held in Domestic Offices | $51.24M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 10.33% |
| Net Interest Margin | 5.21% |
| Efficiency Ratio | 64.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.151% |
| Earning Assets to total Assets | 95.87% |
Income and Expense
| Total Interest Income | $1.11M |
| Total Noninterest Income | $-100,000 |
| Total Interest Expense | $342.00k |
| Total Noninterest Expense | $430.00k |
| Net Interest Income | $770.00k |
| Pre-tax Net Operating Income | $240.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.21M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $396.00k |
| Total Liabilities and Capital | $62.62M |
Securities
| Securities | $8.00k |
| Available-for-sale debt securities | $8.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Aspire Bank?
$62.62M as of the latest filing.
How much are Aspire Bank's total deposits?
$51.24M in total deposits.
Where is Aspire Bank located?
Fargo, ND.
What is the Net Interest Margin?
5.21%.
How many domestic offices does it operate?
2.
When was it established?
09/19/1905.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$53.66M (latest filing).
What is the total interest income (latest filing)?
$1.11M.