Aspire Bank
Fargo, ND
IDRSSD: 668053
Total Assets
$61.95M
Latest filing
Total Deposits
$50.88M
Latest filing
Net Interest Margin
4.34%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Aspire Bank
5195 45th St S
Fargo, ND 58104
Full Service - Brick and Mortar
Updated 04/10/2026Established 09/19/1905FDIC Certificate 2565
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Aspire Bank (Main) | 5195 45th St S | Fargo, ND |
| HATTON BRANCH | 415 7th St | Hatton, ND |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/19/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58104 |
| State and County Number | 38017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fargo, ND-MN |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | aspirebanks.com |
| Data Updated | 04/10/2026 |
| CERT | 3934 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $61.95M |
| Total Deposits | $50.88M |
| Total Liabilities | $54.80M |
| Total Equity Capital | $7.15M |
| Net Income | $165.00k |
| Net Loans and Leases | $54.99M |
| Assets Per Employee ($Millions) | $5.63M |
| Bank Premises and Fixed Assets | $351.00k |
| Cash and Balances due from Depository Institutions | $1.34M |
| Deposits Held in Domestic Offices | $50.88M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 9.34% |
| Net Interest Margin | 4.34% |
| Efficiency Ratio | 65.44% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.539% |
| Earning Assets to total Assets | 94.7% |
Income and Expense
| Total Interest Income | $948.00k |
| Total Noninterest Income | $7.00k |
| Total Interest Expense | $304.00k |
| Total Noninterest Expense | $426.00k |
| Net Interest Income | $644.00k |
| Pre-tax Net Operating Income | $220.00k |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.56M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $422.00k |
| Total Liabilities and Capital | $61.95M |
Securities
| Securities | $6.00k |
| Available-for-sale debt securities | $6.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Aspire Bank?
$61.95M as of the latest filing.
How much are Aspire Bank's total deposits?
$50.88M in total deposits.
Where is Aspire Bank located?
Fargo, ND.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
2.
When was it established?
09/19/1905.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$54.99M (latest filing).
What is the total interest income (latest filing)?
$948.00k.