Rolette State Bank

Rolette, ND
IDRSSD: 1012457
Total Assets
$47.97M
Latest filing
Total Deposits
$42.54M
Latest filing
Net Interest Margin
5.30%
Profitability

Locations

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Main Office
Rolette State Bank
209 Main Street
Rolette, ND 58366
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1928FDIC Certificate 5838

Branches (0)

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NameAddressCity / State
No branch data available.
Rolette State Bank (Main)209 Main StreetRolette, ND

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1928
Community BankYes
Ownership TypeNot Mutual
ZIP58366
State and County Number38079
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.rolettestatebank.com
Data Updated11/14/2025
CERT9120
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$47.97M
Total Deposits$42.54M
Total Liabilities$42.86M
Total Equity Capital$5.11M
Net Income$279.00k
Net Loans and Leases$35.43M
Assets Per Employee ($Millions)$4.8M
Bank Premises and Fixed Assets$459.00k
Cash and Balances due from Depository Institutions$3.20M
Deposits Held in Domestic Offices$42.54M

Key Performance Ratios

Return on Assets (ROA)2.34%
Return on Equity (ROE)22.33%
Net Interest Margin5.3%
Efficiency Ratio57.27%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.655%
Earning Assets to total Assets88.52%

Income and Expense

Total Interest Income$750.00k
Total Noninterest Income$84.00k
Total Interest Expense$181.00k
Total Noninterest Expense$374.00k
Net Interest Income$569.00k
Pre-tax Net Operating Income$279.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$2.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$320.00k
Total Liabilities and Capital$47.97M

Securities

Securities$5.03M
Available-for-sale debt securities$4.03M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.00M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Rolette State Bank?
$47.97M as of the latest filing.
How much are Rolette State Bank's total deposits?
$42.54M in total deposits.
Where is Rolette State Bank located?
Rolette, ND.
What is the Net Interest Margin?
5.30%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1928.
What is the Return on Assets (ROA)?
2.34%.
How much are total loans and leases?
$35.43M (latest filing).
What is the total interest income (latest filing)?
$750.00k.